Plenti Group (ASX:PLT) Retained Earnings: A$-60.8 Mil (As of Mar. 2026)


ASX:PLT Plenti Group Ltd ASX:PLT
54 GF Score
Price A$0.75
GF Value A$1.09
Valuation Possible Value Trap
! 5 Warning Signs
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What is Plenti Group Retained Earnings?

Plenti Group ASX:PLT +2.74% 54 Retained Earnings is A$-60.8 Mil as of Mar. 2026. GuruFocus rates ASX:PLT with a GF Score™ of 54/100 and a GF Value™ of A$1.09 (Possible Value Trap). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Plenti Group's retained earnings for the quarter that ended in Mar. 2026 was A$-60.8 Mil.

Plenti Group's quarterly retained earnings increased from Sep. 2024 (A$-98.9 Mil) to Sep. 2025 (A$-64.6 Mil) and increased from Sep. 2025 (A$-64.6 Mil) to Mar. 2026 (A$-60.8 Mil).

Plenti Group's annual retained earnings declined from Mar. 2023 (A$-85.2 Mil) to Mar. 2024 (A$-99.9 Mil) but then increased from Mar. 2024 (A$-99.9 Mil) to Mar. 2026 (A$-60.8 Mil).


Plenti Group  (ASX:PLT) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Plenti Group Retained Earnings Historical Data

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The historical data trend for Plenti Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plenti Group Retained Earnings Chart

Plenti Group Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar26
Retained Earnings
Get a 7-Day Free Trial -65.27 -71.59 -85.17 -99.88 -60.82

Plenti Group Semi-Annual Data
Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Sep25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -84.54 -99.88 -98.94 -64.59 -60.82
ASX:PLT
54GF Score
Plenti Group Ltd ASX:PLT
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Plenti Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of A$-60.8 Mil mean?
Plenti Group (ASX:PLT) has a Retained Earnings of A$-60.8 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Plenti Group and its competitors.
Is Plenti Group's Retained Earnings too high?
Plenti Group's current Retained Earnings is A$-60.8 Mil. Overall, Plenti Group has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's Retained Earnings compare to V and MA?
Plenti Group's Retained Earnings of A$-60.8 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Plenti Group and its competitors. Plenti Group's current Retained Earnings is A$-60.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.09, compared to a current price of A$0.75 — trading 31.2% below its estimated fair value. The current Retained Earnings is A$-60.8 Mil. Plenti Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current Retained Earnings is A$-60.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plenti Group (ASX:PLT) Overvalued in 2026?

Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued. The current stock price of A$0.75 is trading 31.2% below its estimated GF Value™ of A$1.09. GuruFocus considers Plenti Group to be Possible Value Trap.

Key valuation signals for ASX:PLT:

  • Retained Earnings: A$-60.8 Mil
  • GF Value™: A$1.09 vs. price of A$0.75 (31.2% below fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plenti Group Business Description

Address 14 Martin Place, Level 5, Sydney, NSW, AUS, 2000
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
54GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.75
Price
A$1.09
GF Value