Plenti Group (ASX:PLT) EBIT: A$176.6 Mil (TTM As of Mar. 2026)


ASX:PLT Plenti Group Ltd ASX:PLT
55 GF Score
Price A$0.83
GF Value A$1.09
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Plenti Group EBIT?

Plenti Group ASX:PLT +2.47% 55 EBIT is A$176.6 Mil as of Mar. 2026. GuruFocus rates ASX:PLT with a GF Score™ of 55/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Plenti Group's earnings before interest and taxes (EBIT) for the six months ended in Mar. 2026 was A$162.7 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was A$176.6 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Plenti Group's annualized ROC % for the quarter that ended in Mar. 2026 was 6.56%. Plenti Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 24.23%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Plenti Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 6.01%.

Plenti Group  (ASX:PLT) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Plenti Group's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=292.11 * ( 1 - 34.98% )/( (2840.99 + 2953.895)/ 2 )
=189.929922/2897.4425
=6.56 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2907.923 - 4.241 - ( 181.091 - max(0, 2842.684 - 2905.376+181.091))
=2840.99

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=3206.046 - 8.347 - ( 243.804 - max(0, 79.87 - 3204.718+243.804))
=2953.895

Note: The Operating Income data used here is two times the semi-annual (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Plenti Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=325.328/( ( (1.84 + max(2681.756, 0)) + (1.328 + max(-7.5150000000003, 0)) )/ 2 )
=325.328/( ( 2683.596 + 1.328 )/ 2 )
=325.328/1342.462
=24.23 %

where Working Capital is:

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(1.177 + 0 + 2723.108) - (4.241 + 1.32 + 36.968)
=2681.756

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(1.276 + 0 + 71.079) - (8.347 + 0 + 71.523)
=-7.5150000000003

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Plenti Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=176.59/2938.596
=6.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plenti Group EBIT Related Terms

Plenti Group EBIT Historical Data

* Premium members only.

The historical data trend for Plenti Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plenti Group EBIT Chart

Plenti Group Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar26
EBIT
Get a 7-Day Free Trial -7.64 0.32 -12.45 -8.37 176.59

Plenti Group Semi-Annual Data
Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Sep25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.30 -54.67 70.09 13.93 162.66

ASX:PLT vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Plenti Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Plenti Group EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Plenti Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Plenti Group's EV-to-EBIT falls into.


ASX:PLT
55GF Score
Plenti Group Ltd ASX:PLT
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Plenti Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$176.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of A$176.6 Mil mean?
Plenti Group (ASX:PLT) has a EBIT of A$176.6 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Plenti Group.
Is Plenti Group's EBIT too high?
Plenti Group's current EBIT is A$176.6 Mil. Overall, Plenti Group has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's EBIT compare to V and MA?
Plenti Group's EBIT of A$176.6 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Plenti Group. Plenti Group's current EBIT is A$176.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.83 — trading 23.9% below its estimated fair value. The current EBIT is A$176.6 Mil. Plenti Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current EBIT is A$176.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plenti Group (ASX:PLT) Overvalued in 2026?

Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued. The current stock price of A$0.83 is trading 23.9% below its estimated GF Value™ of A$1.09. GuruFocus considers Plenti Group to be Modestly Undervalued.

Key valuation signals for ASX:PLT:

  • EBIT: A$176.6 Mil
  • GF Value™: A$1.09 vs. price of A$0.83 (23.9% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Plenti Group Business Description

Address 14 Martin Place, Level 5, Sydney, NSW, AUS, 2000
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
55GF Score

Get the complete analysis for ASX:PLT

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.83
Price
A$1.09
GF Value