Plenti GroupASX:PLT -1.35%54 Quick Ratio is 40.12 as of Mar. 2026, which is 14% below its 10-year median of 46.54. GuruFocus rates ASX:PLT with a GF Score™ of 54/100 and a GF Value™ of A$1.09 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 391 Credit Services companies, Plenti Group ranks better than 71.36% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Plenti Group's quick ratio for the quarter that ended in Mar. 2026 was 40.12.
Plenti Group has a quick ratio of 40.12. It generally indicates good short-term financial strength.
The historical rank and industry rank for Plenti Group's Quick Ratio or its related term are showing as below:
ASX:PLT'
s Quick Ratio Range Over the Past 10 Years
Min: 1.19 Med: 46.54 Max: 71.47
Current: 40.12
During the past 6 years, Plenti Group's highest Quick Ratio was 71.47. The lowest was 1.19. And the median was 46.54.
ASX:PLT's Quick Ratio is ranked better than 71.36% of 391
companies
in the Credit Services industry
Industry Median: 4.6
vs ASX:PLT: 40.12
Plenti Group (ASX:PLT) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Plenti Group Quick Ratio Related Terms
Plenti Group Quick Ratio Historical Data
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The historical data trend for Plenti Group's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Plenti Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plenti Group Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Plenti Group's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Plenti Group's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Plenti Group's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plenti Group (ASX:PLT) has a Quick Ratio of 40.12 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Plenti Group and its competitors. This is 14% below median its historical median of 46.54. Over the past decade, Plenti Group's Quick Ratio has ranged from 1.19 to 71.47. According to the industry distribution chart, Plenti Group ranks #112 out of 391 companies in the Credit Services industry, placing it in the top 28.6%.
Is Plenti Group's Quick Ratio too high?
Plenti Group's current Quick Ratio of 40.12 is 14% below median its 10-year median of 46.54. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 71.47. The Credit Services industry median Quick Ratio is 4.60. Plenti Group's value of 40.12 is 772.2% above this industry median. Based on the distribution chart, Plenti Group ranks #112 out of 391 companies in the Credit Services industry, which is above the industry midpoint. Overall, Plenti Group has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Plenti Group ranks #112 out of 391 companies for Quick Ratio. This puts Plenti Group in the upper half of its industry. The industry median Quick Ratio is 4.60. Plenti Group's value of 40.12 is 772.2% above this benchmark. Historically, Plenti Group's own Quick Ratio has ranged from 1.19 to 71.47 over the past decade. While the company's 10-year median is 46.54 vs. the industry median of 4.60, Plenti Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.60, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current Quick Ratio of 40.12 is 772.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Plenti Group and its competitors. For the Credit Services industry, the median Quick Ratio is 4.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current Quick Ratio is 40.12, which is 14% below median its own 10-year median of 46.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.09, compared to a current price of A$0.73 — trading 33% below its estimated fair value. The current Quick Ratio is 40.12, which is 14% below median its 10-year median of 46.54 and 772.2% above the Credit Services industry median of 4.60. Plenti Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current Quick Ratio is 40.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plenti Group (ASX:PLT) Overvalued in 2026?
Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued.
The current stock price of A$0.73 is trading 33% below its estimated GF Value™ of A$1.09.
GuruFocus considers Plenti Group to be Possible Value Trap.
Key valuation signals for ASX:PLT:
Quick Ratio: 40.12 (14% below median its 10-year median of 46.54)
GF Value™: A$1.09 vs. price of A$0.73 (33% below fair value)
Industry Position: 772.2% above the Credit Services median (#112 of 391)
No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
54GF Score
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