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Plenti GroupASX:PLT +0.66%50 3-Year EBITDA Growth Rate is 389.40% as of Mar. 2026, which is 98% above its 10-year median of 197.00. GuruFocus rates ASX:PLT with a GF Score™ of 50/100 and a GF Value™ of A$1.09 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 319 Credit Services companies, Plenti Group ranks better than 98.12% on this metric.
During the past 3 years, the average EBITDA Per Share Growth Rate was 389.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 6 years, the highest 3-Year average EBITDA Per Share Growth Rate of Plenti Group was 389.40% per year. The lowest was 4.60% per year. And the median was 197.00% per year.
Plenti Group (ASX:PLT) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Plenti Group 3-Year EBITDA Growth Rate Related Terms
ASX:PLT vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, Plenti Group's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plenti Group 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Plenti Group's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Plenti Group's 3-Year EBITDA Growth Rate falls into.
Plenti Group 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 389.40% mean?
Plenti Group (ASX:PLT) has a 3-Year EBITDA Growth Rate of 389.40% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Plenti Group and its competitors. This is 98% above median its historical median of 197.00. Over the past decade, Plenti Group's 3-Year EBITDA Growth Rate has ranged from 4.60 to 389.40. According to the industry distribution chart, Plenti Group ranks #6 out of 319 companies in the Credit Services industry, placing it in the top 1.9%.
Is Plenti Group's 3-Year EBITDA Growth Rate too high?
Plenti Group's current 3-Year EBITDA Growth Rate of 389.40% is 98% above median its 10-year median of 197.00. Over the past 10 years, this metric has ranged from a low of 4.60 to a high of 389.40. The Credit Services industry median 3-Year EBITDA Growth Rate is 9.00. Plenti Group's value of 389.40% is 4226.7% above this industry median. Based on the distribution chart, Plenti Group ranks #6 out of 319 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Plenti Group has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Plenti Group ranks #6 out of 319 companies for 3-Year EBITDA Growth Rate. This places Plenti Group in the top 2% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 9.00. Plenti Group's value of 389.40% is 4226.7% above this benchmark. Historically, Plenti Group's own 3-Year EBITDA Growth Rate has ranged from 4.60 to 389.40 over the past decade. While the company's 10-year median is 197.00 vs. the industry median of 9.00, Plenti Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.00, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current 3-Year EBITDA Growth Rate of 389.40% is 4226.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Plenti Group and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current 3-Year EBITDA Growth Rate is 389.40%, which is 98% above median its own 10-year median of 197.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.09, compared to a current price of A$0.76 — trading 30.3% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 389.40%, which is 98% above median its 10-year median of 197.00 and 4226.7% above the Credit Services industry median of 9.00. Plenti Group's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current 3-Year EBITDA Growth Rate is 389.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plenti Group (ASX:PLT) Overvalued in 2026?
Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued.
The current stock price of A$0.76 is trading 30.3% below its estimated GF Value™ of A$1.09.
GuruFocus considers Plenti Group to be Possible Value Trap.
Key valuation signals for ASX:PLT:
3-Year EBITDA Growth Rate: 389.40% (98% above median its 10-year median of 197.00)
GF Value™: A$1.09 vs. price of A$0.76 (30.3% below fair value)
Industry Position: 4226.7% above the Credit Services median (#6 of 319)
No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
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