Plenti Group (ASX:PLT) Scaled Net Operating Assets: 0.99 (As of Mar. 2026)


ASX:PLT Plenti Group Ltd ASX:PLT
55 GF Score
Price A$0.83
GF Value A$1.09
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Plenti Group Scaled Net Operating Assets?

Plenti Group ASX:PLT +2.47% 55 Scaled Net Operating Assets is 0.99 as of Mar. 2026. GuruFocus rates ASX:PLT with a GF Score™ of 55/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Plenti Group's operating assets for the quarter that ended in Mar. 2026 was A$2,962.2 Mil. Plenti Group's operating liabilities for the quarter that ended in Mar. 2026 was A$82.7 Mil. Plenti Group's Total Assets for the quarter that ended in Sep. 2025 was A$2,907.9 Mil. Therefore, Plenti Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.99.


Plenti Group Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Plenti Group's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plenti Group Scaled Net Operating Assets Chart

Plenti Group Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial 1.29 1.87 1.18 1.08 1.28

Plenti Group Semi-Annual Data
Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Sep25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.03 0.96 0.97 1.12 0.99

ASX:PLT vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Plenti Group's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plenti Group Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Plenti Group's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Plenti Group's Scaled Net Operating Assets falls into.


ASX:PLT
55GF Score
Plenti Group Ltd ASX:PLT
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Plenti Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Plenti Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2024 )
=(2962.242-82.693)/2258.602
=1.27

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=3206.046 - 243.804
=2962.242

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3117.317 - 3034.624 - 0
=82.693

Plenti Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Sep. 2025 )
=(2962.242-82.693)/2907.923
=0.99

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=3206.046 - 243.804
=2962.242

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3117.317 - 3034.624 - 0
=82.693

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.99 mean?
Plenti Group (ASX:PLT) has a Scaled Net Operating Assets of 0.99 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Plenti Group and its competitors.
Is Plenti Group's Scaled Net Operating Assets too high?
Plenti Group's current Scaled Net Operating Assets is 0.99. Overall, Plenti Group has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's Scaled Net Operating Assets compare to V and MA?
Plenti Group's Scaled Net Operating Assets of 0.99 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Plenti Group and its competitors. Plenti Group's current Scaled Net Operating Assets is 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.83 — trading 23.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.99. Plenti Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current Scaled Net Operating Assets is 0.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plenti Group (ASX:PLT) Overvalued in 2026?

Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued. The current stock price of A$0.83 is trading 23.9% below its estimated GF Value™ of A$1.09. GuruFocus considers Plenti Group to be Modestly Undervalued.

Key valuation signals for ASX:PLT:

  • Scaled Net Operating Assets: 0.99
  • GF Value™: A$1.09 vs. price of A$0.83 (23.9% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plenti Group Business Description

Address 14 Martin Place, Level 5, Sydney, NSW, AUS, 2000
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
55GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.83
Price
A$1.09
GF Value