Plenti Group (ASX:PLT) LT-Debt-to-Total-Asset: 0.95 (As of Mar. 2026)


ASX:PLT Plenti Group Ltd ASX:PLT
55 GF Score
Price A$0.77
GF Value A$1.09
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Plenti Group LT-Debt-to-Total-Asset?

Plenti Group ASX:PLT -3.75% 55 LT-Debt-to-Total-Asset is 0.95 as of Mar. 2026. GuruFocus rates ASX:PLT with a GF Score™ of 55/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Plenti Group's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.95.

Plenti Group's long-term debt to total assets ratio increased from Sep. 2024 (0.00) to Mar. 2026 (0.95). It may suggest that Plenti Group is progressively becoming more dependent on debt to grow their business.

Plenti Group  (ASX:PLT) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Plenti Group LT-Debt-to-Total-Asset Related Terms

Plenti Group LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Plenti Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plenti Group LT-Debt-to-Total-Asset Chart

Plenti Group Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.91 0.95 0.96 0.97 0.95

Plenti Group Semi-Annual Data
Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Sep25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.97 0.00 0.00 0.95
ASX:PLT
55GF Score
Plenti Group Ltd ASX:PLT
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Plenti Group LT-Debt-to-Total-Asset Calculation

Plenti Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=3034.624/3206.046
=0.95

Plenti Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=3034.624/3206.046
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.95 mean?
Plenti Group (ASX:PLT) has a LT-Debt-to-Total-Asset of 0.95 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Plenti Group and its competitors.
Is Plenti Group's LT-Debt-to-Total-Asset too high?
Plenti Group's current LT-Debt-to-Total-Asset is 0.95. Overall, Plenti Group has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's LT-Debt-to-Total-Asset compare to V and MA?
Plenti Group's LT-Debt-to-Total-Asset of 0.95 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Plenti Group and its competitors. Plenti Group's current LT-Debt-to-Total-Asset is 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.77 — trading 29.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.95. Plenti Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current LT-Debt-to-Total-Asset is 0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plenti Group (ASX:PLT) Overvalued in 2026?

Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued. The current stock price of A$0.77 is trading 29.4% below its estimated GF Value™ of A$1.09. GuruFocus considers Plenti Group to be Modestly Undervalued.

Key valuation signals for ASX:PLT:

  • LT-Debt-to-Total-Asset: 0.95
  • GF Value™: A$1.09 vs. price of A$0.77 (29.4% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Plenti Group Business Description

Address 14 Martin Place, Level 5, Sydney, NSW, AUS, 2000
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
55GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.77
Price
A$1.09
GF Value