Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, Cruzeiro do Sul Educacional's average Book Value per Share Growth Rate was 8.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 21.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 6 years, the highest 3-Year average Book Value per Share Growth Rate of Cruzeiro do Sul Educacional was 47.50% per year. The lowest was 1.90% per year. And the median was 5.30% per year.
Cruzeiro do Sul Educacional (BSP:CSED3) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Cruzeiro do Sul Educacional 3-Year Book Growth Rate Related Terms
BSP:CSED3 vs EDU, TAL, LAUR: 3-Year Book Growth Rate Comparison
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional 3-Year Book Growth Rate vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's 3-Year Book Growth Rate falls into.
Cruzeiro do Sul Educacional 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.30% mean?
Cruzeiro do Sul Educacional (BSP:CSED3) has a 3-Year Book Growth Rate of 5.30% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Cruzeiro do Sul Educacional and its competitors. This is near median its historical median of 5.30. Over the past decade, Cruzeiro do Sul Educacional's 3-Year Book Growth Rate has ranged from 1.90 to 47.50. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #107 out of 237 companies in the Education industry, placing it in the top 45.1%.
Is Cruzeiro do Sul Educacional's 3-Year Book Growth Rate too high?
Cruzeiro do Sul Educacional's current 3-Year Book Growth Rate of 5.30% is near median its 10-year median of 5.30. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 47.50. The Education industry median 3-Year Book Growth Rate is 3.60. Cruzeiro do Sul Educacional's value of 5.30% is 47.2% above this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #107 out of 237 companies in the Education industry, which is above the industry midpoint. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's 3-Year Book Growth Rate compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #107 out of 237 companies for 3-Year Book Growth Rate. This puts Cruzeiro do Sul Educacional in the upper half of its industry. The industry median 3-Year Book Growth Rate is 3.60. Cruzeiro do Sul Educacional's value of 5.30% is 47.2% above this benchmark. Historically, Cruzeiro do Sul Educacional's own 3-Year Book Growth Rate has ranged from 1.90 to 47.50 over the past decade. While the company's 10-year median is 5.30 vs. the industry median of 3.60, Cruzeiro do Sul Educacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Education company?
The median 3-Year Book Growth Rate among Education companies is 3.60, based on 237 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current 3-Year Book Growth Rate of 5.30% is 47.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median 3-Year Book Growth Rate is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current 3-Year Book Growth Rate is 5.30%, which is near median its own 10-year median of 5.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Fairly Valued. The stock's GF Value™ is R$5.39, compared to a current price of R$5.34 — trading 0.9% below its estimated fair value. The current 3-Year Book Growth Rate is 5.30%, which is near median its 10-year median of 5.30 and 47.2% above the Education industry median of 3.60. Cruzeiro do Sul Educacional's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current 3-Year Book Growth Rate is 5.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$5.34 is trading 0.9% below its estimated GF Value™ of R$5.39.
GuruFocus considers Cruzeiro do Sul Educacional to be Fairly Valued.
Key valuation signals for BSP:CSED3:
3-Year Book Growth Rate: 5.30% (near median its 10-year median of 5.30)
GF Value™: R$5.39 vs. price of R$5.34 (0.9% below fair value)
Industry Position: 47.2% above the Education median (#107 of 237)
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
78GF Score
Get the complete analysis for BSP:CSED3
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:CSED3 has been successfully added to your 
