Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Cruzeiro do Sul Educacional's annualized net income for the quarter that ended in Mar. 2026 was R$246 Mil. Cruzeiro do Sul Educacional's average shareholder tangible equity for the quarter that ended in Mar. 2026 was R$-300 Mil. Therefore, Cruzeiro do Sul Educacional's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was Negative Tangible Equity%.
The historical rank and industry rank for Cruzeiro do Sul Educacional's Return-on-Tangible-Equity or its related term are showing as below:
BSP:CSED3'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0
Current: Negative Tangible Equity
BSP:CSED3's Return-on-Tangible-Equity is ranked better than 99.6% of 247
companies
in the Education industry
Industry Median: 11.4
vs BSP:CSED3: Negative Tangible Equity
Cruzeiro do Sul Educacional (BSP:CSED3) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Cruzeiro do Sul Educacional Return-on-Tangible-Equity Related Terms
Cruzeiro do Sul Educacional Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cruzeiro do Sul Educacional Return-on-Tangible-Equity Chart
BSP:CSED3 vs EDU, TAL, LAUR: Return-on-Tangible-Equity Comparison
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional Return-on-Tangible-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of Negative Tangible Equity% mean?
Cruzeiro do Sul Educacional (BSP:CSED3) has a Return-on-Tangible-Equity of Negative Tangible Equity% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cruzeiro do Sul Educacional and its competitors. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #1 out of 247 companies in the Education industry, placing it in the top 0.40000000000001%.
Is Cruzeiro do Sul Educacional's Return-on-Tangible-Equity too high?
Cruzeiro do Sul Educacional's current Return-on-Tangible-Equity is Negative Tangible Equity%. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #1 out of 247 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's Return-on-Tangible-Equity compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #1 out of 247 companies for Return-on-Tangible-Equity. This places Cruzeiro do Sul Educacional in the top 0% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Education company?
The median Return-on-Tangible-Equity among Education companies is 11.40, based on 247 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median Return-on-Tangible-Equity is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current Return-on-Tangible-Equity is Negative Tangible Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$5.43, compared to a current price of R$3.88 — trading 28.5% below its estimated fair value. The current Return-on-Tangible-Equity is Negative Tangible Equity%. Cruzeiro do Sul Educacional's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current Return-on-Tangible-Equity is Negative Tangible Equity% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$3.88 is trading 28.5% below its estimated GF Value™ of R$5.43.
GuruFocus considers Cruzeiro do Sul Educacional to be Modestly Undervalued.
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
81GF Score
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