Cruzeiro do Sul EducacionalBSP:CSED3 +2.74%82 Piotroski F-Score is 9 as of Jul. 11, 2026, which is 29% above its 10-year median of 7.00. GuruFocus rates BSP:CSED3 with a GF Score™ of 82/100 and a GF Value™ of R$5.44 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 253 Education companies, Cruzeiro do Sul Educacional ranks better than 99.6% on this metric.
Good Sign:
Piotroski F-Score is 9, indicates a very healthy situation.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Cruzeiro do Sul Educacional has an F-score of 9. It is a good or high score, which usually indicates a very healthy situation.
The historical rank and industry rank for Cruzeiro do Sul Educacional's Piotroski F-Score or its related term are showing as below:
BSP:CSED3'
s Piotroski F-Score Range Over the Past 10 Years
Min: 4 Med: 7 Max: 9
Current: 9
During the past 6 years, the highest Piotroski F-Score of Cruzeiro do Sul Educacional was 9. The lowest was 4. And the median was 7.
Cruzeiro do Sul Educacional (BSP:CSED3) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Cruzeiro do Sul Educacional Piotroski F-Score Related Terms
Cruzeiro do Sul Educacional Piotroski F-Score Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cruzeiro do Sul Educacional Piotroski F-Score Chart
BSP:CSED3 vs EDU, TAL, LAUR: Piotroski F-Score Comparison
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional Piotroski F-Score vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Cruzeiro do Sul Educacional's current Net Income (TTM) was 272.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Cruzeiro do Sul Educacional's current Cash Flow from Operations (TTM) was 813.
==> Positive ==> Score 1.
Question 3. Change in Return on Assets
Compare this year's return on assets (1) to last year's return on assets.
Cruzeiro do Sul Educacional's return on assets of this year was 0.05657206. Cruzeiro do Sul Educacional's return on assets of last year was 0.0428951.
==> This year is higher. ==> Score 1.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Cruzeiro do Sul Educacional's gearing of this year was 0.46334042. Cruzeiro do Sul Educacional's gearing of last year was 0.47153949.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
Cruzeiro do Sul Educacional's current ratio of this year was 1.54866533. Cruzeiro do Sul Educacional's current ratio of last year was 1.34664097.
==> This year's current ratio is higher. ==> Score 1.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Cruzeiro do Sul Educacional's number of shares in issue this year was 364.543. Cruzeiro do Sul Educacional's number of shares in issue last year was 364.543.
==> There is smaller number of shares in issue this year, or the same. ==> Score 1.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
Cruzeiro do Sul Educacional's gross margin of this year was 0.51063279. Cruzeiro do Sul Educacional's gross margin of last year was 0.4941982.
==> This year's gross margin is higher. ==> Score 1.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Cruzeiro do Sul Educacional's asset turnover of this year was 0.59629694. Cruzeiro do Sul Educacional's asset turnover of last year was 0.58720349.
==> This year's asset turnover is higher. ==> Score 1.
Evaluation
Piotroski F-Score
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9
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Cruzeiro do Sul Educacional has an F-score of 9. It is a good or high score, which usually indicates a very healthy situation.
Cruzeiro do Sul Educacional (BSP:CSED3) has a Piotroski F-Score of 9 as of Jul. 11, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Cruzeiro do Sul Educacional and its competitors. This is 29% above median its historical median of 7.00. Over the past decade, Cruzeiro do Sul Educacional's Piotroski F-Score has ranged from 4.00 to 9.00. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #1 out of 253 companies in the Education industry, placing it in the top 0.40000000000001%.
Is Cruzeiro do Sul Educacional's Piotroski F-Score too high?
Cruzeiro do Sul Educacional's current Piotroski F-Score of 9 is 29% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 9.00. The Education industry median Piotroski F-Score is 5.00. Cruzeiro do Sul Educacional's value of 9 is 80% above this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #1 out of 253 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's Piotroski F-Score compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #1 out of 253 companies for Piotroski F-Score. This places Cruzeiro do Sul Educacional in the top 0% of its industry — outperforming the majority of peers. The industry median Piotroski F-Score is 5.00. Cruzeiro do Sul Educacional's value of 9 is 80% above this benchmark. Historically, Cruzeiro do Sul Educacional's own Piotroski F-Score has ranged from 4.00 to 9.00 over the past decade. While the company's 10-year median is 7.00 vs. the industry median of 5.00, Cruzeiro do Sul Educacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Education company?
The median Piotroski F-Score among Education companies is 5.00, based on 253 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current Piotroski F-Score of 9 is 80% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current Piotroski F-Score is 9, which is 29% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$5.44, compared to a current price of R$4.13 — trading 24.1% below its estimated fair value. The current Piotroski F-Score is 9, which is 29% above median its 10-year median of 7.00 and 80% above the Education industry median of 5.00. Cruzeiro do Sul Educacional's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current Piotroski F-Score is 9 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$4.13 is trading 24.1% below its estimated GF Value™ of R$5.44.
GuruFocus considers Cruzeiro do Sul Educacional to be Modestly Undervalued.
Key valuation signals for BSP:CSED3:
Piotroski F-Score: 9 (29% above median its 10-year median of 7.00)
GF Value™: R$5.44 vs. price of R$4.13 (24.1% below fair value)
Industry Position: 80% above the Education median (#1 of 253)
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
82GF Score
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