Cruzeiro do Sul Educacional (BSP:CSED3) ROE % Adjusted to Book Value: 12.86% (As of Mar. 2026)


BSP:CSED3 Cruzeiro do Sul Educacional SA BSP:CSED3
81 GF Score
Price R$3.76
GF Value R$5.42
Valuation Possible Value Trap
! 3 Warning Signs
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What is Cruzeiro do Sul Educacional ROE % Adjusted to Book Value?

Cruzeiro do Sul Educacional BSP:CSED3 +2.17% 81 ROE % Adjusted to Book Value is 12.86% as of Mar. 2026. GuruFocus rates BSP:CSED3 with a GF Score™ of 81/100 and a GF Value™ of R$5.42 (Possible Value Trap). The stock has 3 warning signs investors should review.

Cruzeiro do Sul Educacional's ROE % for the quarter that ended in Mar. 2026 was 15.17%. Cruzeiro do Sul Educacional's PB Ratio for the quarter that ended in Mar. 2026 was 1.18. Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.86%.


Cruzeiro do Sul Educacional ROE % Adjusted to Book Value Related Terms


Cruzeiro do Sul Educacional ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cruzeiro do Sul Educacional ROE % Adjusted to Book Value Chart

Cruzeiro do Sul Educacional Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 4.23 0.45 5.18 12.78 13.56

Cruzeiro do Sul Educacional Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.65 13.25 26.22 5.95 12.86

BSP:CSED3 vs EDU, TAL, GHC: ROE % Adjusted to Book Value Comparison

For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cruzeiro do Sul Educacional ROE % Adjusted to Book Value vs Education Industry

For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value falls into.


BSP:CSED3
81GF Score
Cruzeiro do Sul Educacional SA BSP:CSED3
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Cruzeiro do Sul Educacional ROE % Adjusted to Book Value Calculation

Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.39% / 1.43
=13.56%

Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.17% / 1.18
=12.86%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.86% mean?
Cruzeiro do Sul Educacional (BSP:CSED3) has a ROE % Adjusted to Book Value of 12.86% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Cruzeiro do Sul Educacional and its competitors.
Is Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value too high?
Cruzeiro do Sul Educacional's current ROE % Adjusted to Book Value is 12.86%. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value compare to EDU and TAL?
Cruzeiro do Sul Educacional's ROE % Adjusted to Book Value of 12.86% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Education company?
A good ROE % Adjusted to Book Value depends on the Education industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Cruzeiro do Sul Educacional and its competitors. Cruzeiro do Sul Educacional's current ROE % Adjusted to Book Value is 12.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Possible Value Trap. The stock's GF Value™ is R$5.42, compared to a current price of R$3.76 — trading 30.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.86%. Cruzeiro do Sul Educacional's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current ROE % Adjusted to Book Value is 12.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?

Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued. The current stock price of R$3.76 is trading 30.6% below its estimated GF Value™ of R$5.42. GuruFocus considers Cruzeiro do Sul Educacional to be Possible Value Trap.

Key valuation signals for BSP:CSED3:

  • ROE % Adjusted to Book Value: 12.86%
  • GF Value™: R$5.42 vs. price of R$3.76 (30.6% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cruzeiro do Sul Educacional Business Description

Address Rua Cesario Galeno, 448/475 - Tatuape, Sao Paulo, SP, BRA, 03071-000
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
81GF Score

Get the complete analysis for BSP:CSED3

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$3.76
Price
R$5.42
GF Value