* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CSED3 vs EDU, TAL, GHC: Days Payable Comparison
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional Days Payable vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's Days Payable distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's Days Payable falls into.
Cruzeiro do Sul Educacional Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cruzeiro do Sul Educacional (BSP:CSED3) has a Days Payable of 38.57 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cruzeiro do Sul Educacional and its competitors. This is 83% above median its historical median of 21.12. Over the past decade, Cruzeiro do Sul Educacional's Days Payable has ranged from 16.80 to 29.70. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #109 out of 208 companies in the Education industry, placing it in the top 52.4%.
Is Cruzeiro do Sul Educacional's Days Payable too high?
Cruzeiro do Sul Educacional's current Days Payable of 38.57 is 83% above median its 10-year median of 21.12. Over the past 10 years, this metric has ranged from a low of 16.80 to a high of 29.70. The Education industry median Days Payable is 35.42. Cruzeiro do Sul Educacional's value of 38.57 is 8.9% above this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #109 out of 208 companies in the Education industry, which is below the industry midpoint. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's Days Payable compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #109 out of 208 companies for Days Payable. This places Cruzeiro do Sul Educacional in the lower half of its industry. The industry median Days Payable is 35.42. Cruzeiro do Sul Educacional's value of 38.57 is 8.9% above this benchmark. Historically, Cruzeiro do Sul Educacional's own Days Payable has ranged from 16.80 to 29.70 over the past decade. While the company's 10-year median is 21.12 vs. the industry median of 35.42, Cruzeiro do Sul Educacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Education company?
The median Days Payable among Education companies is 35.42, based on 208 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current Days Payable of 38.57 is 8.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median Days Payable is 35.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current Days Payable is 38.57, which is 83% above median its own 10-year median of 21.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Possible Value Trap. The stock's GF Value™ is R$5.42, compared to a current price of R$3.76 — trading 30.6% below its estimated fair value. The current Days Payable is 38.57, which is 83% above median its 10-year median of 21.12 and 8.9% above the Education industry median of 35.42. Cruzeiro do Sul Educacional's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current Days Payable is 38.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$3.76 is trading 30.6% below its estimated GF Value™ of R$5.42.
GuruFocus considers Cruzeiro do Sul Educacional to be Possible Value Trap.
Key valuation signals for BSP:CSED3:
Days Payable: 38.57 (83% above median its 10-year median of 21.12)
GF Value™: R$5.42 vs. price of R$3.76 (30.6% below fair value)
Industry Position: 8.9% above the Education median (#109 of 208)
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
81GF Score
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