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Cruzeiro do Sul EducacionalBSP:CSED3 -1.28%81 Interest Coverage is 1.79 as of Mar. 2026, which is 66% above its 10-year median of 1.08. GuruFocus rates BSP:CSED3 with a GF Score™ of 81/100 and a GF Value™ of R$5.44 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 194 Education companies, Cruzeiro do Sul Educacional ranks worse than 91.24% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Cruzeiro do Sul Educacional's
Operating Income
for the
three
months ended in Mar. 2026 was R$140 Mil. Cruzeiro do Sul Educacional's Interest Expense for the
three
months ended in Mar. 2026 was R$-78 Mil.
Cruzeiro do Sul Educacional's interest coverage for the quarter that ended in Mar. 2026 was 1.79.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Cruzeiro do Sul Educacional's Interest Coverage or its related term are showing as below:
BSP:CSED3'
s Interest Coverage Range Over the Past 10 Years
Min: 0.73 Med: 1.08 Max: 1.48
Current: 1.36
BSP:CSED3's Interest Coverage is ranked worse than 91.24% of 194
companies
in the Education industry
Industry Median: 13.1
vs BSP:CSED3: 1.36
Cruzeiro do Sul Educacional (BSP:CSED3) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Cruzeiro do Sul Educacional Interest Coverage Related Terms
Cruzeiro do Sul Educacional Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Cruzeiro do Sul Educacional Interest Coverage Chart
BSP:CSED3 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's Interest Coverage falls into.
Cruzeiro do Sul Educacional Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cruzeiro do Sul Educacional (BSP:CSED3) has a Interest Coverage of 1.79 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cruzeiro do Sul Educacional and its competitors. This is 66% above median its historical median of 1.08. Over the past decade, Cruzeiro do Sul Educacional's Interest Coverage has ranged from 0.73 to 1.48. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #177 out of 194 companies in the Education industry, placing it in the top 91.2%.
Is Cruzeiro do Sul Educacional's Interest Coverage too high?
Cruzeiro do Sul Educacional's current Interest Coverage of 1.79 is 66% above median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.48. The Education industry median Interest Coverage is 13.10. Cruzeiro do Sul Educacional's value of 1.79 is 86.3% below this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #177 out of 194 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #177 out of 194 companies for Interest Coverage. This places Cruzeiro do Sul Educacional in the lower half of its industry. The industry median Interest Coverage is 13.10. Cruzeiro do Sul Educacional's value of 1.79 is 86.3% below this benchmark. Historically, Cruzeiro do Sul Educacional's own Interest Coverage has ranged from 0.73 to 1.48 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 13.10, Cruzeiro do Sul Educacional has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.10, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current Interest Coverage of 1.79 is 86.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median Interest Coverage is 13.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current Interest Coverage is 1.79, which is 66% above median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$5.44, compared to a current price of R$3.87 — trading 28.9% below its estimated fair value. The current Interest Coverage is 1.79, which is 66% above median its 10-year median of 1.08 and 86.3% below the Education industry median of 13.10. Cruzeiro do Sul Educacional's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current Interest Coverage is 1.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$3.87 is trading 28.9% below its estimated GF Value™ of R$5.44.
GuruFocus considers Cruzeiro do Sul Educacional to be Modestly Undervalued.
Key valuation signals for BSP:CSED3:
Interest Coverage: 1.79 (66% above median its 10-year median of 1.08)
GF Value™: R$5.44 vs. price of R$3.87 (28.9% below fair value)
Industry Position: 86.3% below the Education median (#177 of 194)
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
81GF Score
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