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Cruzeiro do Sul EducacionalBSP:CSED3 82 Debt-to-Equity is 1.52 as of Mar. 2026, which is 7% below its 10-year median of 1.64. GuruFocus rates BSP:CSED3 with a GF Score™ of 82/100 and a GF Value™ of R$5.45 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 222 Education companies, Cruzeiro do Sul Educacional ranks worse than 87.84% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Cruzeiro do Sul Educacional's Debt-to-Equity or its related term are showing as below:
BSP:CSED3'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.46 Med: 1.64 Max: 5.6
Current: 1.52
During the past 6 years, the highest Debt-to-Equity Ratio of Cruzeiro do Sul Educacional was 5.60. The lowest was 1.46. And the median was 1.64.
BSP:CSED3's Debt-to-Equity is ranked worse than 87.84% of 222
companies
in the Education industry
Industry Median: 0.315
vs BSP:CSED3: 1.52
Cruzeiro do Sul Educacional (BSP:CSED3) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Cruzeiro do Sul Educacional Debt-to-Equity Related Terms
Cruzeiro do Sul Educacional Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CSED3 vs EDU, TAL, LAUR: Debt-to-Equity Comparison
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional Debt-to-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cruzeiro do Sul Educacional (BSP:CSED3) has a Debt-to-Equity of 1.52 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cruzeiro do Sul Educacional and its competitors. This is near median its historical median of 1.64. Over the past decade, Cruzeiro do Sul Educacional's Debt-to-Equity has ranged from 1.46 to 5.60. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #195 out of 222 companies in the Education industry, placing it in the top 87.8%.
Is Cruzeiro do Sul Educacional's Debt-to-Equity too high?
Cruzeiro do Sul Educacional's current Debt-to-Equity of 1.52 is near median its 10-year median of 1.64. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 5.60. The Education industry median Debt-to-Equity is 0.32. Cruzeiro do Sul Educacional's value of 1.52 is 382.5% above this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #195 out of 222 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's Debt-to-Equity compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #195 out of 222 companies for Debt-to-Equity. This places Cruzeiro do Sul Educacional in the lower half of its industry. The industry median Debt-to-Equity is 0.32. Cruzeiro do Sul Educacional's value of 1.52 is 382.5% above this benchmark. Historically, Cruzeiro do Sul Educacional's own Debt-to-Equity has ranged from 1.46 to 5.60 over the past decade. While the company's 10-year median is 1.64 vs. the industry median of 0.32, Cruzeiro do Sul Educacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Education company?
The median Debt-to-Equity among Education companies is 0.32, based on 222 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current Debt-to-Equity of 1.52 is 382.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median Debt-to-Equity is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current Debt-to-Equity is 1.52, which is near median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Possible Value Trap. The stock's GF Value™ is R$5.45, compared to a current price of R$3.82 — trading 29.9% below its estimated fair value. The current Debt-to-Equity is 1.52, which is near median its 10-year median of 1.64 and 382.5% above the Education industry median of 0.32. Cruzeiro do Sul Educacional's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current Debt-to-Equity is 1.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$3.82 is trading 29.9% below its estimated GF Value™ of R$5.45.
GuruFocus considers Cruzeiro do Sul Educacional to be Possible Value Trap.
Key valuation signals for BSP:CSED3:
Debt-to-Equity: 1.52 (near median its 10-year median of 1.64)
GF Value™: R$5.45 vs. price of R$3.82 (29.9% below fair value)
Industry Position: 382.5% above the Education median (#195 of 222)
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
82GF Score
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