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Cruzeiro do Sul Educacional (BSP:CSED3) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Cruzeiro do Sul Educacional Equity-to-Asset Related Terms
Cruzeiro do Sul Educacional Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CSED3 vs EDU, TAL, LAUR: Equity-to-Asset Comparison
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional Equity-to-Asset vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's Equity-to-Asset falls into.
Cruzeiro do Sul Educacional Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Cruzeiro do Sul Educacional's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cruzeiro do Sul Educacional (BSP:CSED3) has a Equity-to-Asset of 0.34 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cruzeiro do Sul Educacional and its competitors. This is 13% above median its historical median of 0.30. Over the past decade, Cruzeiro do Sul Educacional's Equity-to-Asset has ranged from 0.11 to 0.35. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #204 out of 263 companies in the Education industry, placing it in the top 77.6%.
Is Cruzeiro do Sul Educacional's Equity-to-Asset too high?
Cruzeiro do Sul Educacional's current Equity-to-Asset of 0.34 is 13% above median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.35. The Education industry median Equity-to-Asset is 0.56. Cruzeiro do Sul Educacional's value of 0.34 is 39.3% below this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #204 out of 263 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's Equity-to-Asset compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #204 out of 263 companies for Equity-to-Asset. This places Cruzeiro do Sul Educacional in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Cruzeiro do Sul Educacional's value of 0.34 is 39.3% below this benchmark. Historically, Cruzeiro do Sul Educacional's own Equity-to-Asset has ranged from 0.11 to 0.35 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.56, Cruzeiro do Sul Educacional has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Education company?
The median Equity-to-Asset among Education companies is 0.56, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current Equity-to-Asset of 0.34 is 39.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current Equity-to-Asset is 0.34, which is 13% above median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$5.46, compared to a current price of R$4.55 — trading 16.7% below its estimated fair value. The current Equity-to-Asset is 0.34, which is 13% above median its 10-year median of 0.30 and 39.3% below the Education industry median of 0.56. Cruzeiro do Sul Educacional's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current Equity-to-Asset is 0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$4.55 is trading 16.7% below its estimated GF Value™ of R$5.46.
GuruFocus considers Cruzeiro do Sul Educacional to be Modestly Undervalued.
Key valuation signals for BSP:CSED3:
Equity-to-Asset: 0.34 (13% above median its 10-year median of 0.30)
GF Value™: R$5.46 vs. price of R$4.55 (16.7% below fair value)
Industry Position: 39.3% below the Education median (#204 of 263)
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
82GF Score
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