Cruzeiro do Sul Educacional (BSP:CSED3) LT-Debt-to-Total-Asset: 0.45 (As of Mar. 2026)

What is Cruzeiro do Sul Educacional LT-Debt-to-Total-Asset?

Cruzeiro do Sul Educacional BSP:CSED3 -0.27% 81 LT-Debt-to-Total-Asset is 0.45 as of Mar. 2026. GuruFocus rates BSP:CSED3 with a GF Score™ of 81/100 and a GF Value™ of R$5.42 (Possible Value Trap). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Cruzeiro do Sul Educacional's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.45.

Cruzeiro do Sul Educacional's long-term debt to total assets ratio declined from Mar. 2025 (0.46) to Mar. 2026 (0.45). It may suggest that Cruzeiro do Sul Educacional is progressively becoming less dependent on debt to grow their business.

Cruzeiro do Sul Educacional (BSP:CSED3) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Cruzeiro do Sul Educacional LT-Debt-to-Total-Asset Related Terms

Cruzeiro do Sul Educacional LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Cruzeiro do Sul Educacional's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cruzeiro do Sul Educacional LT-Debt-to-Total-Asset Chart

Cruzeiro do Sul Educacional Annual Data

Trend

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.46

0.43

0.41

0.43

0.47

Cruzeiro do Sul Educacional Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.46	0.47	0.45	0.47	0.45

81GF Score

Cruzeiro do Sul Educacional SA BSP:CSED3

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Cruzeiro do Sul Educacional LT-Debt-to-Total-Asset Calculation

Cruzeiro do Sul Educacional's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	2236.468	/	4730.611
	=	0.47

Cruzeiro do Sul Educacional's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	2208.803	/	4860.503
	=	0.45

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.45 mean?

Cruzeiro do Sul Educacional (BSP:CSED3) has a LT-Debt-to-Total-Asset of 0.45 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cruzeiro do Sul Educacional and its competitors.

Is Cruzeiro do Sul Educacional's LT-Debt-to-Total-Asset too high?

Cruzeiro do Sul Educacional's current LT-Debt-to-Total-Asset is 0.45. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Cruzeiro do Sul Educacional's LT-Debt-to-Total-Asset compare to EDU and TAL?

Cruzeiro do Sul Educacional's LT-Debt-to-Total-Asset of 0.45 can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Education company?

A good LT-Debt-to-Total-Asset depends on the Education industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cruzeiro do Sul Educacional and its competitors. Cruzeiro do Sul Educacional's current LT-Debt-to-Total-Asset is 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Cruzeiro do Sul Educacional stock overvalued right now?

Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Possible Value Trap. The stock's GF Value™ is R$5.42, compared to a current price of R$3.75 — trading 30.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.45. Cruzeiro do Sul Educacional's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current LT-Debt-to-Total-Asset is 0.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?

Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued. The current stock price of R$3.75 is trading 30.8% below its estimated GF Value™ of R$5.42. GuruFocus considers Cruzeiro do Sul Educacional to be Possible Value Trap.

Key valuation signals for BSP:CSED3:

LT-Debt-to-Total-Asset: 0.45
GF Value™: R$5.42 vs. price of R$3.75 (30.8% below fair value)
GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cruzeiro do Sul Educacional Business Description

Industry Consumer Defensive Education

Comparable Companies BSP:SEER3 BSP:ANIM3 BSP:OBTC3 BSP:VTRU3 BSP:YDUQ3 BSP:BIED3 BSP:COGN3 EDU TAL LAUR GHC CVSA LOPE NSE:PWL LRN HKSE:01797 UTI PRDO MH STRA

Address Rua Cesario Galeno, 448/475 - Tatuape, Sao Paulo, SP, BRA, 03071-000

Website https://www.cruzeirodosuleducacional.edu.br

Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.

81GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$3.75

Price

R$5.42

GF Value

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