The historical rank and industry rank for Cruzeiro do Sul Educacional's ROE % or its related term are showing as below:
BSP:CSED3'
s ROE % Range Over the Past 10 Years
Min: -7.7 Med: 7.96 Max: 19.39
Current: 17
During the past 6 years, Cruzeiro do Sul Educacional's highest ROE % was 19.39%. The lowest was -7.70%. And the median was 7.96%.
BSP:CSED3's ROE % is ranked better than 76.05% of 263
companies
in the Education industry
Industry Median: 7.31
vs BSP:CSED3: 17.00
Cruzeiro do Sul Educacional (BSP:CSED3) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional ROE % vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's ROE % distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Cruzeiro do Sul Educacional (BSP:CSED3) has a ROE % of 15.17% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Cruzeiro do Sul Educacional and its competitors. This is 91% above median its historical median of 7.96. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #63 out of 263 companies in the Education industry, placing it in the top 24%.
Is Cruzeiro do Sul Educacional's ROE % too high?
Cruzeiro do Sul Educacional's current ROE % of 15.17% is 91% above median its 10-year median of 7.96. The Education industry median ROE % is 7.31. Cruzeiro do Sul Educacional's value of 15.17% is 107.5% above this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #63 out of 263 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's ROE % compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #63 out of 263 companies for ROE %. This places Cruzeiro do Sul Educacional in the top 24% of its industry — outperforming the majority of peers. The industry median ROE % is 7.31. Cruzeiro do Sul Educacional's value of 15.17% is 107.5% above this benchmark. While the company's 10-year median is 7.96 vs. the industry median of 7.31, Cruzeiro do Sul Educacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Education company?
The median ROE % among Education companies is 7.31, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current ROE % of 15.17% is 107.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median ROE % is 7.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current ROE % is 15.17%, which is 91% above median its own 10-year median of 7.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Possible Value Trap. The stock's GF Value™ is R$5.42, compared to a current price of R$3.64 — trading 32.8% below its estimated fair value. The current ROE % is 15.17%, which is 91% above median its 10-year median of 7.96 and 107.5% above the Education industry median of 7.31. Cruzeiro do Sul Educacional's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current ROE % is 15.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$3.64 is trading 32.8% below its estimated GF Value™ of R$5.42.
GuruFocus considers Cruzeiro do Sul Educacional to be Possible Value Trap.
Key valuation signals for BSP:CSED3:
ROE %: 15.17% (91% above median its 10-year median of 7.96)
GF Value™: R$5.42 vs. price of R$3.64 (32.8% below fair value)
Industry Position: 107.5% above the Education median (#63 of 263)
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
81GF Score
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