Cruzeiro do Sul Educacional (BSP:CSED3) 3-Year RORE % : 41.56% (As of Mar. 2026)


BSP:CSED3 Cruzeiro do Sul Educacional SA BSP:CSED3
81 GF Score
Price R$3.93
GF Value R$5.43
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Cruzeiro do Sul Educacional 3-Year RORE %?

Cruzeiro do Sul Educacional BSP:CSED3 +1.29% 81 3-Year RORE % is 41.56 as of Mar. 2026. GuruFocus rates BSP:CSED3 with a GF Score™ of 81/100 and a GF Value™ of R$5.43 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 237 Education companies, Cruzeiro do Sul Educacional ranks better than 73.84% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Cruzeiro do Sul Educacional's 3-Year RORE % for the quarter that ended in Mar. 2026 was 41.56%.

The industry rank for Cruzeiro do Sul Educacional's 3-Year RORE % or its related term are showing as below:

BSP:CSED3's 3-Year RORE % is ranked better than
73.84% of 237 companies
in the Education industry
Industry Median: 7.44 vs BSP:CSED3: 41.56

Cruzeiro do Sul Educacional  (BSP:CSED3) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Cruzeiro do Sul Educacional 3-Year RORE % Related Terms


Cruzeiro do Sul Educacional 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Cruzeiro do Sul Educacional's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cruzeiro do Sul Educacional 3-Year RORE % Chart

Cruzeiro do Sul Educacional Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial 0.00 -129.76 96.15 157.63 66.09

Cruzeiro do Sul Educacional Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 103.89 64.66 50.79 66.09 41.56

BSP:CSED3 vs EDU, TAL, LAUR: 3-Year RORE % Comparison

For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cruzeiro do Sul Educacional 3-Year RORE % vs Education Industry

For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Cruzeiro do Sul Educacional's 3-Year RORE % falls into.


BSP:CSED3
81GF Score
Cruzeiro do Sul Educacional SA BSP:CSED3
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cruzeiro do Sul Educacional 3-Year RORE % Calculation

Cruzeiro do Sul Educacional's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.747-0.353 )/( 1.621-0.673 )
=0.394/0.948
=41.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 41.56 mean?
Cruzeiro do Sul Educacional (BSP:CSED3) has a 3-Year RORE % of 41.56 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Cruzeiro do Sul Educacional and its competitors. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #62 out of 237 companies in the Education industry, placing it in the top 26.2%.
Is Cruzeiro do Sul Educacional's 3-Year RORE % too high?
Cruzeiro do Sul Educacional's current 3-Year RORE % is 41.56. The Education industry median 3-Year RORE % is 7.44. Cruzeiro do Sul Educacional's value of 41.56 is 458.6% above this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #62 out of 237 companies in the Education industry, which is above the industry midpoint. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's 3-Year RORE % compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #62 out of 237 companies for 3-Year RORE %. This puts Cruzeiro do Sul Educacional in the upper half of its industry. The industry median 3-Year RORE % is 7.44. Cruzeiro do Sul Educacional's value of 41.56 is 458.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Education company?
The median 3-Year RORE % among Education companies is 7.44, based on 237 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current 3-Year RORE % of 41.56 is 458.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median 3-Year RORE % is 7.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current 3-Year RORE % is 41.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$5.43, compared to a current price of R$3.93 — trading 27.6% below its estimated fair value. The current 3-Year RORE % is 41.56 and 458.6% above the Education industry median of 7.44. Cruzeiro do Sul Educacional's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current 3-Year RORE % is 41.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?

Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued. The current stock price of R$3.93 is trading 27.6% below its estimated GF Value™ of R$5.43. GuruFocus considers Cruzeiro do Sul Educacional to be Modestly Undervalued.

Key valuation signals for BSP:CSED3:

  • 3-Year RORE %: 41.56
  • GF Value™: R$5.43 vs. price of R$3.93 (27.6% below fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 458.6% above the Education median (#62 of 237)

No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cruzeiro do Sul Educacional Business Description

Address Rua Cesario Galeno, 448/475 - Tatuape, Sao Paulo, SP, BRA, 03071-000
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
81GF Score

Get the complete analysis for BSP:CSED3

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$3.93
Price
R$5.43
GF Value