Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Private Bancorp of AmericaPBAM +0.49%66 3-Year Book Growth Rate is 21.60% as of Mar. 2026, which is 154% above its 10-year median of 8.50. GuruFocus rates PBAM with a GF Scoreâ„¢ of 66/100 and a GF Valueâ„¢ of $63.75 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,495 Banks companies, Private Bancorp of America ranks better than 90.84% on this metric.
During the past 12 months, Private Bancorp of America's average Book Value per Share Growth Rate was 17.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 21.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 19.40% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 13.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Private Bancorp of America was 21.60% per year. The lowest was -0.40% per year. And the median was 8.50% per year.
Private Bancorp of America (NAS:PBAM) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Private Bancorp of America 3-Year Book Growth Rate Related Terms
PBAM vs WTBA, BMRC, CBAN: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Private Bancorp of America's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Private Bancorp of America 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Private Bancorp of America's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Private Bancorp of America's 3-Year Book Growth Rate falls into.
Private Bancorp of America 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 21.60% mean?
Private Bancorp of America (PBAM) has a 3-Year Book Growth Rate of 21.60% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Private Bancorp of America and its competitors. This is 154% above median its historical median of 8.50. According to the industry distribution chart, Private Bancorp of America ranks #137 out of 1495 companies in the Banks industry, placing it in the top 9.2%.
Is Private Bancorp of America's 3-Year Book Growth Rate too high?
Private Bancorp of America's current 3-Year Book Growth Rate of 21.60% is 154% above median its 10-year median of 8.50. The Banks industry median 3-Year Book Growth Rate is 8.80. Private Bancorp of America's value of 21.60% is 145.5% above this industry median. Based on the distribution chart, Private Bancorp of America ranks #137 out of 1495 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Private Bancorp of America has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's 3-Year Book Growth Rate compare to WTBA and BMRC?
According to the Banks industry distribution chart, Private Bancorp of America ranks #137 out of 1495 companies for 3-Year Book Growth Rate. This places Private Bancorp of America in the top 9% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.80. Private Bancorp of America's value of 21.60% is 145.5% above this benchmark. While the company's 10-year median is 8.50 vs. the industry median of 8.80, Private Bancorp of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Private Bancorp of America's current 3-Year Book Growth Rate of 21.60% is 145.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Private Bancorp of America and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Private Bancorp of America's current 3-Year Book Growth Rate is 21.60%, which is 154% above median its own 10-year median of 8.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Significantly Overvalued. The stock's GF Value™ is $63.75, compared to a current price of $87.71 — trading 37.6% above its estimated fair value. The current 3-Year Book Growth Rate is 21.60%, which is 154% above median its 10-year median of 8.50 and 145.5% above the Banks industry median of 8.80. Private Bancorp of America's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current 3-Year Book Growth Rate is 21.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Private Bancorp of America (PBAM) Overvalued in 2026?
Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued.
The current stock price of $87.71 is trading 37.6% above its estimated GF Value™ of $63.75.
GuruFocus considers Private Bancorp of America to be Significantly Overvalued.
Key valuation signals for PBAM:
3-Year Book Growth Rate: 21.60% (154% above median its 10-year median of 8.50)
GF Value™: $63.75 vs. price of $87.71 (37.6% above fair value)
Industry Position: 145.5% above the Banks median (#137 of 1495)
No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
66GF Score
Get the complete analysis for PBAM
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PBAM has been successfully added to your 
