PBAM (Private Bancorp of America) Pre-Tax Income: $62.7 Mil (TTM As of Mar. 2026)

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PBAM Private Bancorp of America Inc PBAM
71 GF Score
Price $85.81
GF Value $63.98
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Private Bancorp of America Pre-Tax Income?

Private Bancorp of America PBAM +0.22% 71 Pre-Tax Income is $62.7 Mil as of Mar. 2026. GuruFocus rates PBAM with a GF Score™ of 71/100 and a GF Value™ of $63.98 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Private Bancorp of America's pretax income for the three months ended in Mar. 2026 was $16.8 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $62.7 Mil. Private Bancorp of America's pretax margin was 48.76%.

During the past 13 years, Private Bancorp of America's highest Pretax Margin was 60.29%. The lowest was -1.31%. And the median was 37.81%.


Private Bancorp of America  (NAS:PBAM) Pre-Tax Income Explanation

Private Bancorp of America's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=16.845/34.544
=48.76%

During the past 13 years, Private Bancorp of America's highest Pretax Margin was 60.29%. The lowest was -1.31%. And the median was 37.81%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Private Bancorp of America Pre-Tax Income Related Terms


Private Bancorp of America Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Private Bancorp of America's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Private Bancorp of America Pre-Tax Income Chart

Private Bancorp of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.86 34.94 57.42 50.85 57.83

Private Bancorp of America Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.86 13.81 14.18 16.85 17.89

PBAM vs WTBA, BMRC, CBAN: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Private Bancorp of America's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Private Bancorp of America Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Private Bancorp of America's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Private Bancorp of America's Pre-Tax Income falls into.


PBAM
71GF Score
Private Bancorp of America Inc PBAM
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Private Bancorp of America Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Private Bancorp of America's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+57.834
=57.8

Private Bancorp of America's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+16.845
=16.8

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $62.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $62.7 Mil mean?
Private Bancorp of America (PBAM) has a Pre-Tax Income of $62.7 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Private Bancorp of America and its competitors.
Is Private Bancorp of America's Pre-Tax Income too high?
Private Bancorp of America's current Pre-Tax Income is $62.7 Mil. Overall, Private Bancorp of America has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's Pre-Tax Income compare to WTBA and BMRC?
Private Bancorp of America's Pre-Tax Income of $62.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Private Bancorp of America and its competitors. Private Bancorp of America's current Pre-Tax Income is $62.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Significantly Overvalued. The stock's GF Value™ is $63.98, compared to a current price of $85.81 — trading 34.1% above its estimated fair value. The current Pre-Tax Income is $62.7 Mil. Private Bancorp of America's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current Pre-Tax Income is $62.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Private Bancorp of America (PBAM) Overvalued in 2026?

Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued. The current stock price of $85.81 is trading 34.1% above its estimated GF Value™ of $63.98. GuruFocus considers Private Bancorp of America to be Significantly Overvalued.

Key valuation signals for PBAM:

  • Pre-Tax Income: $62.7 Mil
  • GF Value™: $63.98 vs. price of $85.81 (34.1% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Private Bancorp of America Business Description

Address 9404 Genesee Avenue, Suite 100, La Jolla, CA, USA, 90237
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
71GF Score

Get the complete analysis for PBAM

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.81
Price
$63.98
GF Value