PBAM (Private Bancorp of America) Long-Term Debt: $26.0 Mil (As of Mar. 2026)

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PBAM Private Bancorp of America Inc PBAM
69 GF Score
Price $73.75
GF Value $63.19
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Private Bancorp of America Long-Term Debt?

Private Bancorp of America PBAM -0.87% 69 Long-Term Debt is $26.0 Mil as of Mar. 2026. GuruFocus rates PBAM with a GF Score™ of 69/100 and a GF Value™ of $63.19 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Private Bancorp of America's Long-Term Debt for the quarter that ended in Mar. 2026 was $26.0 Mil.

Private Bancorp of America's quarterly Long-Term Debt declined from Sep. 2025 ($29.0 Mil) to Dec. 2025 ($26.0 Mil) but then increased from Dec. 2025 ($26.0 Mil) to Mar. 2026 ($26.0 Mil).

Private Bancorp of America's annual Long-Term Debt declined from Dec. 2023 ($75.0 Mil) to Dec. 2024 ($26.0 Mil) but then increased from Dec. 2024 ($26.0 Mil) to Dec. 2025 ($26.0 Mil).

Private Bancorp of America  (OTCPK:PBAM) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Private Bancorp of America Long-Term Debt Related Terms

Private Bancorp of America Long-Term Debt Historical Data

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The historical data trend for Private Bancorp of America's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Private Bancorp of America Long-Term Debt Chart

Private Bancorp of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.95 17.95 74.96 25.97 25.98

Private Bancorp of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.97 28.97 28.97 25.98 25.98
PBAM
69GF Score
Private Bancorp of America Inc PBAM
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $26.0 Mil mean?
Private Bancorp of America (PBAM) has a Long-Term Debt of $26.0 Mil as of Mar. 2026.
Is Private Bancorp of America's Long-Term Debt too high?
Private Bancorp of America's current Long-Term Debt is $26.0 Mil. Overall, Private Bancorp of America has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's Long-Term Debt compare to NEWT and FMAO?
Private Bancorp of America's Long-Term Debt of $26.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Private Bancorp of America's current Long-Term Debt is $26.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.19, compared to a current price of $73.75 — trading 16.7% above its estimated fair value. The current Long-Term Debt is $26.0 Mil. Private Bancorp of America's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current Long-Term Debt is $26.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Private Bancorp of America (PBAM) Overvalued in 2026?

Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued. The current stock price of $73.75 is trading 16.7% above its estimated GF Value™ of $63.19. GuruFocus considers Private Bancorp of America to be Modestly Overvalued.

Key valuation signals for PBAM:

  • Long-Term Debt: $26.0 Mil
  • GF Value™: $63.19 vs. price of $73.75 (16.7% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Private Bancorp of America Business Description

Address 9404 Genesee Avenue, Suite 100, La Jolla, CA, USA, 90237
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
69GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$73.75
Price
$63.19
GF Value