PBAM (Private Bancorp of America) 12-1 Month Momentum %: 30.26% (As of Jul. 22, 2026)

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PBAM Private Bancorp of America Inc PBAM
68 GF Score
Price $80.50
GF Value $63.36
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Private Bancorp of America 12-1 Month Momentum %?

Private Bancorp of America PBAM 68 12-1 Month Momentum % is 30.26% as of Jul. 22, 2026. GuruFocus rates PBAM with a GF Score™ of 68/100 and a GF Value™ of $63.36 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,589 Banks companies, Private Bancorp of America ranks better than 66.02% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-22), Private Bancorp of America's 12-1 Month Momentum % is 30.26%.

The industry rank for Private Bancorp of America's 12-1 Month Momentum % or its related term are showing as below:

PBAM's 12-1 Month Momentum % is ranked better than
66.02% of 1589 companies
in the Banks industry
Industry Median: 17.37 vs PBAM: 30.26

Private Bancorp of America  (OTCPK:PBAM) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Private Bancorp of America 12-1 Month Momentum % Related Terms


PBAM vs NEWT, FMAO, CBAN: 12-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Private Bancorp of America's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Private Bancorp of America 12-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Private Bancorp of America's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Private Bancorp of America's 12-1 Month Momentum % falls into.


PBAM
68GF Score
Private Bancorp of America Inc PBAM
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Private Bancorp of America  (OTCPK:PBAM) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 30.26% mean?
Private Bancorp of America (PBAM) has a 12-1 Month Momentum % of 30.26% as of Jul. 22, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Private Bancorp of America and its competitors. According to the industry distribution chart, Private Bancorp of America ranks #540 out of 1589 companies in the Banks industry, placing it in the top 34%.
Is Private Bancorp of America's 12-1 Month Momentum % too high?
Private Bancorp of America's current 12-1 Month Momentum % is 30.26%. The Banks industry median 12-1 Month Momentum % is 17.37. Private Bancorp of America's value of 30.26% is 74.2% above this industry median. Based on the distribution chart, Private Bancorp of America ranks #540 out of 1589 companies in the Banks industry, which is above the industry midpoint. Overall, Private Bancorp of America has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's 12-1 Month Momentum % compare to NEWT and FMAO?
According to the Banks industry distribution chart, Private Bancorp of America ranks #540 out of 1589 companies for 12-1 Month Momentum %. This puts Private Bancorp of America in the upper half of its industry. The industry median 12-1 Month Momentum % is 17.37. Private Bancorp of America's value of 30.26% is 74.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 17.37, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Private Bancorp of America's current 12-1 Month Momentum % of 30.26% is 74.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Private Bancorp of America and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 17.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Private Bancorp of America's current 12-1 Month Momentum % is 30.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.36, compared to a current price of $80.50 — trading 27.1% above its estimated fair value. The current 12-1 Month Momentum % is 30.26% and 74.2% above the Banks industry median of 17.37. Private Bancorp of America's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current 12-1 Month Momentum % is 30.26% as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Private Bancorp of America (PBAM) Overvalued in 2026?

Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued. The current stock price of $80.50 is trading 27.1% above its estimated GF Value™ of $63.36. GuruFocus considers Private Bancorp of America to be Modestly Overvalued.

Key valuation signals for PBAM:

  • 12-1 Month Momentum %: 30.26%
  • GF Value™: $63.36 vs. price of $80.50 (27.1% above fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 74.2% above the Banks median (#540 of 1589)

No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Private Bancorp of America Business Description

Address 9404 Genesee Avenue, Suite 100, La Jolla, CA, USA, 90237
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
68GF Score

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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.50
Price
$63.36
GF Value