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Private Bancorp of AmericaPBAM -0.01%66 3-Year EPS without NRI Growth Rate is 16.90% as of Mar. 2026, which is 19% below its 10-year median of 20.85. GuruFocus rates PBAM with a GF Score™ of 66/100 and a GF Value™ of $63.62 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,408 Banks companies, Private Bancorp of America ranks better than 70.95% on this metric.
During the past 12 months, Private Bancorp of America's average EPS without NRI Growth Rate was 9.10% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 16.90% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 27.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Private Bancorp of America was 66.50% per year. The lowest was -11.90% per year. And the median was 20.85% per year.
Private Bancorp of America (NAS:PBAM) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Private Bancorp of America 3-Year EPS without NRI Growth Rate Related Terms
PBAM vs WTBA, BMRC, CBAN: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Private Bancorp of America's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Private Bancorp of America 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Private Bancorp of America's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Private Bancorp of America's 3-Year EPS without NRI Growth Rate falls into.
Private Bancorp of America 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 16.90% mean?
Private Bancorp of America (PBAM) has a 3-Year EPS without NRI Growth Rate of 16.90% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Private Bancorp of America and its competitors. This is 19% below median its historical median of 20.85. According to the industry distribution chart, Private Bancorp of America ranks #409 out of 1408 companies in the Banks industry, placing it in the top 29%.
Is Private Bancorp of America's 3-Year EPS without NRI Growth Rate too high?
Private Bancorp of America's current 3-Year EPS without NRI Growth Rate of 16.90% is 19% below median its 10-year median of 20.85. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Private Bancorp of America's value of 16.90% is 125.3% above this industry median. Based on the distribution chart, Private Bancorp of America ranks #409 out of 1408 companies in the Banks industry, which is above the industry midpoint. Overall, Private Bancorp of America has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's 3-Year EPS without NRI Growth Rate compare to WTBA and BMRC?
According to the Banks industry distribution chart, Private Bancorp of America ranks #409 out of 1408 companies for 3-Year EPS without NRI Growth Rate. This puts Private Bancorp of America in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Private Bancorp of America's value of 16.90% is 125.3% above this benchmark. While the company's 10-year median is 20.85 vs. the industry median of 7.50, Private Bancorp of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Private Bancorp of America's current 3-Year EPS without NRI Growth Rate of 16.90% is 125.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Private Bancorp of America and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Private Bancorp of America's current 3-Year EPS without NRI Growth Rate is 16.90%, which is 19% below median its own 10-year median of 20.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Significantly Overvalued. The stock's GF Value™ is $63.62, compared to a current price of $86.59 — trading 36.1% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 16.90%, which is 19% below median its 10-year median of 20.85 and 125.3% above the Banks industry median of 7.50. Private Bancorp of America's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current 3-Year EPS without NRI Growth Rate is 16.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Private Bancorp of America (PBAM) Overvalued in 2026?
Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued.
The current stock price of $86.59 is trading 36.1% above its estimated GF Value™ of $63.62.
GuruFocus considers Private Bancorp of America to be Significantly Overvalued.
Key valuation signals for PBAM:
3-Year EPS without NRI Growth Rate: 16.90% (19% below median its 10-year median of 20.85)
GF Value™: $63.62 vs. price of $86.59 (36.1% above fair value)
Industry Position: 125.3% above the Banks median (#409 of 1408)
No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
66GF Score
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