Private Bancorp of America (Private Bancorp of America) Debt-to-Equity : 0.37 (As of Mar. 2024)

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What is Private Bancorp of America Debt-to-Equity?

Private Bancorp of America's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $0.00 Mil. Private Bancorp of America's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $70.96 Mil. Private Bancorp of America's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $194.03 Mil. Private Bancorp of America's debt to equity for the quarter that ended in Mar. 2024 was 0.37.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Private Bancorp of America's Debt-to-Equity or its related term are showing as below:

PBAM' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.13 Med: 0.78 Max: 1.4
Current: 0.37

During the past 13 years, the highest Debt-to-Equity Ratio of Private Bancorp of America was 1.40. The lowest was 0.13. And the median was 0.78.

PBAM's Debt-to-Equity is ranked better than
68.44% of 1394 companies
in the Banks industry
Industry Median: 0.66 vs PBAM: 0.37

Private Bancorp of America Debt-to-Equity Historical Data

The historical data trend for Private Bancorp of America's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Private Bancorp of America Debt-to-Equity Chart

Private Bancorp of America Annual Data

Trend

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Debt-to-Equity

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0.75

1.13

0.86

0.22

0.13

Private Bancorp of America Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															0.13	1.38	0.50	0.57	0.37

Competitive Comparison of Private Bancorp of America's Debt-to-Equity

For the Banks - Regional subindustry, Private Bancorp of America's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Private Bancorp of America's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Private Bancorp of America's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Private Bancorp of America's Debt-to-Equity falls into.

Private Bancorp of America Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Private Bancorp of America's Debt to Equity Ratio for the fiscal year that ended in Dec. 2022 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	17.954)	/	143.324
	=	0.13

Private Bancorp of America's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	70.963)	/	194.032
	=	0.37

Private Bancorp of America (OTCPK:PBAM) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Private Bancorp of America Debt-to-Equity Related Terms

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Private Bancorp of America (Private Bancorp of America) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Private Bancorp of America Inc (OTCPK:PBAM) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

9404 Genesee Avenue, Suite 100, La Jolla, CA, USA, 90237

Website

https://www.calprivate.bank

Private Bancorp of America Inc operates through its bank holding which is a commercial bank chartered by the State of California. The bank provides deposit and loan services and also specializes in making loans on commercial real estate, as well as small to mid-sized business loans. Its offerings also include personal and business banking. The company operates in La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, San Marcos, Temecula, and Redlands.