PBAM (Private Bancorp of America) Unearned Income: $ Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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PBAM Private Bancorp of America Inc PBAM
66 GF Score
Price $88.93
GF Value $66.30
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Private Bancorp of America Unearned Income?

Private Bancorp of America PBAM -1.53% 66 Unearned Income is $ Mil as of Jun. 2026. GuruFocus rates PBAM with a GF Score™ of 66/100 and a GF Value™ of $66.30 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Private Bancorp of America's Unearned Income for the quarter that ended in Jun. 2026 was $ Mil.

Private Bancorp of America's annual Unearned Income declined from Dec. 2023 ($1.8 Mil) to Dec. 2024 ($ Mil) but then stayed the same from Dec. 2024 ($ Mil) to Dec. 2025 ($ Mil).

Private Bancorp of America Unearned Income Related Terms

Private Bancorp of America Unearned Income Historical Data

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The historical data trend for Private Bancorp of America's Unearned Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Private Bancorp of America Unearned Income Chart

Private Bancorp of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 1.82 1.85 - -

Private Bancorp of America Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -
PBAM
66GF Score
Private Bancorp of America Inc PBAM
Unearned Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Private Bancorp of America Unearned Income Calculation

Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan.

Frequently Asked Questions Learn more about Unearned Income →
What does a Unearned Income of $ Mil mean?
Private Bancorp of America (PBAM) has a Unearned Income of $ Mil as of Jun. 2026. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on Private Bancorp of America and its competitors.
Is Private Bancorp of America's Unearned Income too high?
Private Bancorp of America's current Unearned Income is $ Mil. Overall, Private Bancorp of America has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's Unearned Income compare to OBT and BSRR?
Private Bancorp of America's Unearned Income of $ Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Income for a Banks company?
A good Unearned Income depends on the Banks industry context. However, Unearned Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Income mean?
A high Unearned Income can signal that a stock is expensive relative to its fundamentals. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on Private Bancorp of America and its competitors. Private Bancorp of America's current Unearned Income is $ Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Significantly Overvalued. The stock's GF Value™ is $66.30, compared to a current price of $88.93 — trading 34.1% above its estimated fair value. The current Unearned Income is $ Mil. Private Bancorp of America's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Income calculated?
Unearned Income is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current Unearned Income is $ Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Private Bancorp of America (PBAM) Overvalued in 2026?

Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued. The current stock price of $88.93 is trading 34.1% above its estimated GF Value™ of $66.30. GuruFocus considers Private Bancorp of America to be Significantly Overvalued.

Key valuation signals for PBAM:

  • Unearned Income: $ Mil
  • GF Value™: $66.30 vs. price of $88.93 (34.1% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Private Bancorp of America Business Description

Address 9404 Genesee Avenue, Suite 100, La Jolla, CA, USA, 90237
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
66GF Score

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Unearned Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$88.93
Price
$66.30
GF Value