PBAM (Private Bancorp of America) Cyclically Adjusted Book per Share: $ (As of Jun. 2026)

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PBAM Private Bancorp of America Inc PBAM
66 GF Score
Price $88.93
GF Value $66.30
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Private Bancorp of America Cyclically Adjusted Book per Share?

Private Bancorp of America PBAM -1.53% 66 Cyclically Adjusted Book per Share is $ as of Jun. 2026. GuruFocus rates PBAM with a GF Score™ of 66/100 and a GF Value™ of $66.30 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Private Bancorp of America's adjusted book value per share for the three months ended in Jun. 2026 was $49.866. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $ for the trailing ten years ended in Jun. 2026.

During the past 12 months, Private Bancorp of America's average Cyclically Adjusted Book Growth Rate was 14.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 12.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 12.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Private Bancorp of America was 13.00% per year. The lowest was 12.10% per year. And the median was 12.20% per year.

As of today (2026-09-21), Private Bancorp of America's current stock price is $88.93. Private Bancorp of America's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $. Private Bancorp of America's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Private Bancorp of America was 3.05. The lowest was 1.17. And the median was 1.65.


Private Bancorp of America  (NAS:PBAM) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Private Bancorp of America was 3.05. The lowest was 1.17. And the median was 1.65.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Private Bancorp of America Cyclically Adjusted Book per Share Related Terms


Private Bancorp of America Cyclically Adjusted Book per Share Historical Data

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The historical data trend for Private Bancorp of America's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Private Bancorp of America Cyclically Adjusted Book per Share Chart

Private Bancorp of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
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Private Bancorp of America Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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PBAM vs OBT, BSRR, COFS: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Private Bancorp of America's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Private Bancorp of America Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Private Bancorp of America's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Private Bancorp of America's Cyclically Adjusted PB Ratio falls into.


PBAM
66GF Score
Private Bancorp of America Inc PBAM
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Private Bancorp of America Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Private Bancorp of America's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=49.866/333.9520*333.9520
=49.866

Current CPI (Jun. 2026) = 333.9520.

Private Bancorp of America Quarterly Data

Book Value per Share CPI Adj_Book
201609 14.986 241.428 20.729
201612 14.203 241.432 19.646
201703 14.559 243.801 19.943
201706 15.701 244.955 21.405
201709 15.945 246.819 21.574
201712 15.879 246.524 21.510
201803 16.010 249.554 21.425
201806 16.012 251.989 21.220
201809 16.225 252.439 21.464
201812 16.405 251.233 21.806
201903 17.258 254.202 22.672
201906 19.614 256.143 25.572
201909 18.695 256.759 24.316
201912 17.153 256.974 22.291
202003 19.675 258.115 25.456
202006 20.118 257.797 26.061
202009 18.502 260.280 23.739
202012 19.240 260.474 24.667
202103 19.865 264.877 25.045
202106 20.733 271.696 25.484
202109 21.697 274.310 26.414
202112 22.809 278.802 27.321
202203 23.422 287.504 27.206
202206 23.314 296.311 26.276
202209 24.120 296.808 27.138
202212 25.598 296.797 28.803
202303 26.835 301.836 29.690
202306 29.322 305.109 32.094
202309 30.627 307.789 33.230
202312 32.485 306.746 35.366
202403 33.936 312.332 36.285
202406 35.026 314.175 37.231
202409 37.214 315.301 39.415
202412 38.762 315.605 41.015
202503 40.633 319.799 42.431
202506 42.537 322.561 44.039
202509 44.452 324.800 45.705
202512 46.082 324.054 47.490
202603 47.722 330.213 48.262
202606 49.866 333.952 49.866

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $ mean?
Private Bancorp of America (PBAM) has a Cyclically Adjusted Book per Share of $ as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Private Bancorp of America and its competitors.
Is Private Bancorp of America's Cyclically Adjusted Book per Share too high?
Private Bancorp of America's current Cyclically Adjusted Book per Share is $. Overall, Private Bancorp of America has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's Cyclically Adjusted Book per Share compare to OBT and BSRR?
Private Bancorp of America's Cyclically Adjusted Book per Share of $ can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Private Bancorp of America and its competitors. Private Bancorp of America's current Cyclically Adjusted Book per Share is $. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Significantly Overvalued. The stock's GF Value™ is $66.30, compared to a current price of $88.93 — trading 34.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is $. Private Bancorp of America's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current Cyclically Adjusted Book per Share is $ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Private Bancorp of America (PBAM) Overvalued in 2026?

Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued. The current stock price of $88.93 is trading 34.1% above its estimated GF Value™ of $66.30. GuruFocus considers Private Bancorp of America to be Significantly Overvalued.

Key valuation signals for PBAM:

  • Cyclically Adjusted Book per Share: $
  • GF Value™: $66.30 vs. price of $88.93 (34.1% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Private Bancorp of America Business Description

Address 9404 Genesee Avenue, Suite 100, La Jolla, CA, USA, 90237
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
66GF Score

Get the complete analysis for PBAM

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$88.93
Price
$66.30
GF Value