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During the past 13 years, Private Bancorp of America's highest 3-Year average EPS without NRI Growth Rate was 66.50% per year. The lowest was -11.90% per year. And the median was 20.85% per year.
Private Bancorp of America (OTCPK:PBAM) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Private Bancorp of America Earnings per Share (Diluted) Related Terms
Private Bancorp of America Earnings per Share (Diluted) Historical Data
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The historical data trend for Private Bancorp of America's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Private Bancorp of America Earnings per Share (Diluted) Chart
PBAM vs NEWT, FMAO, CBAN: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Private Bancorp of America's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Private Bancorp of America PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Private Bancorp of America's PE Ratio distribution charts can be found below:
* The bar in red indicates where Private Bancorp of America's PE Ratio falls into.
Private Bancorp of America Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Private Bancorp of America's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.70
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $7.70 mean?
Private Bancorp of America (PBAM) has a Earnings per Share (Diluted) of $7.70 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Private Bancorp of America and its competitors. According to the industry distribution chart, Private Bancorp of America ranks #404 out of 1411 companies in the Banks industry, placing it in the top 28.6%.
Is Private Bancorp of America's Earnings per Share (Diluted) too high?
Private Bancorp of America's current Earnings per Share (Diluted) is $7.70. The Banks industry median Earnings per Share (Diluted) is 7.30. Private Bancorp of America's value of $7.70 is 5.5% above this industry median. Based on the distribution chart, Private Bancorp of America ranks #404 out of 1411 companies in the Banks industry, which is above the industry midpoint. Overall, Private Bancorp of America has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's Earnings per Share (Diluted) compare to NEWT and FMAO?
According to the Banks industry distribution chart, Private Bancorp of America ranks #404 out of 1411 companies for Earnings per Share (Diluted). This puts Private Bancorp of America in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Private Bancorp of America's value of $7.70 is 5.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Private Bancorp of America's current Earnings per Share (Diluted) of $7.70 is 5.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Private Bancorp of America and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Private Bancorp of America's current Earnings per Share (Diluted) is $7.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.25, compared to a current price of $80.50 — trading 27.3% above its estimated fair value. The current Earnings per Share (Diluted) is $7.70 and 5.5% above the Banks industry median of 7.30. Private Bancorp of America's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current Earnings per Share (Diluted) is $7.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Private Bancorp of America (PBAM) Overvalued in 2026?
Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued.
The current stock price of $80.50 is trading 27.3% above its estimated GF Value™ of $63.25.
GuruFocus considers Private Bancorp of America to be Modestly Overvalued.
Key valuation signals for PBAM:
Earnings per Share (Diluted): $7.70
GF Value™: $63.25 vs. price of $80.50 (27.3% above fair value)
Industry Position: 5.5% above the Banks median (#404 of 1411)
No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
68GF Score
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