Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Private Bancorp of AmericaPBAM -0.87%69 PS Ratio is 3.29 as of Jul. 13, 2026, which is 23% above its 10-year median of 2.67. GuruFocus rates PBAM with a GF Score™ of 69/100 and a GF Value™ of $63.19 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,520 Banks companies, Private Bancorp of America ranks worse than 57.3% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Private Bancorp of America's share price is $73.75.
Private Bancorp of America's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $22.44. Hence, Private Bancorp of America's PS Ratio for today is 3.29.
Warning Sign:
Private Bancorp of America Inc stock PS Ratio (=3.31) is close to 5-year high of 3.36.
The historical rank and industry rank for Private Bancorp of America's PS Ratio or its related term are showing as below:
PBAM'
s PS Ratio Range Over the Past 10 Years
Min: 1.37 Med: 2.67 Max: 5.17
Current: 3.28
During the past 13 years, Private Bancorp of America's highest PS Ratio was 5.17. The lowest was 1.37. And the median was 2.67.
PBAM's PS Ratio is ranked worse than 57.3% of 1520
companies
in the Banks industry
Industry Median: 3.03
vs PBAM: 3.28
Private Bancorp of America Inc has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Private Bancorp of America was 16.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 15.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 18.50% per year.
During the past 13 years, Private Bancorp of America's highest 3-Year average Revenue per Share Growth Rate was 56.60% per year. The lowest was 9.10% per year. And the median was 19.70% per year.
Back to Basics: PS Ratio
Private Bancorp of America (OTCPK:PBAM) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Private Bancorp of America PS Ratio Related Terms
Private Bancorp of America PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Private Bancorp of America's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Private Bancorp of America PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Private Bancorp of America's PS Ratio distribution charts can be found below:
* The bar in red indicates where Private Bancorp of America's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Private Bancorp of America's Share Price of today is $73.75. Private Bancorp of America's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $22.44.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Private Bancorp of America (PBAM) has a PS Ratio of 3.29 as of Jul. 13, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Private Bancorp of America and its competitors. This is 23% above median its historical median of 2.67. Over the past decade, Private Bancorp of America's PS Ratio has ranged from 1.37 to 5.17. According to the industry distribution chart, Private Bancorp of America ranks #871 out of 1520 companies in the Banks industry, placing it in the top 57.3%.
Is Private Bancorp of America's PS Ratio too high?
Private Bancorp of America's current PS Ratio of 3.29 is 23% above median its 10-year median of 2.67. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 5.17. The Banks industry median PS Ratio is 3.03. Private Bancorp of America's value of 3.29 is 8.6% above this industry median. Based on the distribution chart, Private Bancorp of America ranks #871 out of 1520 companies in the Banks industry, which is below the industry midpoint. Overall, Private Bancorp of America has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's PS Ratio compare to NEWT and FMAO?
According to the Banks industry distribution chart, Private Bancorp of America ranks #871 out of 1520 companies for PS Ratio. This places Private Bancorp of America in the lower half of its industry. The industry median PS Ratio is 3.03. Private Bancorp of America's value of 3.29 is 8.6% above this benchmark. Historically, Private Bancorp of America's own PS Ratio has ranged from 1.37 to 5.17 over the past decade. While the company's 10-year median is 2.67 vs. the industry median of 3.03, Private Bancorp of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Private Bancorp of America's current PS Ratio of 3.29 is 8.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Private Bancorp of America and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Private Bancorp of America's current PS Ratio is 3.29, which is 23% above median its own 10-year median of 2.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.19, compared to a current price of $73.75 — trading 16.7% above its estimated fair value. The current PS Ratio is 3.29, which is 23% above median its 10-year median of 2.67 and 8.6% above the Banks industry median of 3.03. Private Bancorp of America's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current PS Ratio is 3.29 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Private Bancorp of America (PBAM) Overvalued in 2026?
Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued.
The current stock price of $73.75 is trading 16.7% above its estimated GF Value™ of $63.19.
GuruFocus considers Private Bancorp of America to be Modestly Overvalued.
Key valuation signals for PBAM:
PS Ratio: 3.29 (23% above median its 10-year median of 2.67)
GF Value™: $63.19 vs. price of $73.75 (16.7% above fair value)
Industry Position: 8.6% above the Banks median (#871 of 1520)
No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
69GF Score
Get the complete analysis for PBAM
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PBAM has been successfully added to your 
