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Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Private Bancorp of America Price-to-Tangible-Book Related Terms
Private Bancorp of America Price-to-Tangible-Book Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Private Bancorp of America Price-to-Tangible-Book Chart
PBAM vs OBT, BSRR, COFS: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, Private Bancorp of America's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Private Bancorp of America Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, Private Bancorp of America's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Private Bancorp of America's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Private Bancorp of America (PBAM) has a Price-to-Tangible-Book of 1.78 as of Sep. 21, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Private Bancorp of America and its competitors. According to the industry distribution chart, Private Bancorp of America ranks #1201 out of 1494 companies in the Banks industry, placing it in the top 80.4%.
Is Private Bancorp of America's Price-to-Tangible-Book too high?
Private Bancorp of America's current Price-to-Tangible-Book is 1.78. The Banks industry median Price-to-Tangible-Book is 1.20. Private Bancorp of America's value of 1.78 is 49% above this industry median. Based on the distribution chart, Private Bancorp of America ranks #1201 out of 1494 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Private Bancorp of America has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's Price-to-Tangible-Book compare to OBT and BSRR?
According to the Banks industry distribution chart, Private Bancorp of America ranks #1201 out of 1494 companies for Price-to-Tangible-Book. This places Private Bancorp of America in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.20. Private Bancorp of America's value of 1.78 is 49% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Private Bancorp of America's current Price-to-Tangible-Book of 1.78 is 49% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Private Bancorp of America and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Private Bancorp of America's current Price-to-Tangible-Book is 1.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Based on GuruFocus' analysis, Private Bancorp of America (PBAM) is currently considered Significantly Overvalued. The stock's GF Value™ is $66.32, compared to a current price of $88.93 — trading 34.1% above its estimated fair value. The current Price-to-Tangible-Book is 1.78 and 49% above the Banks industry median of 1.20. Private Bancorp of America's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Private Bancorp of America (PBAM), the current Price-to-Tangible-Book is 1.78 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Private Bancorp of America (PBAM) Overvalued in 2026?
Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued.
The current stock price of $88.93 is trading 34.1% above its estimated GF Value™ of $66.32.
GuruFocus considers Private Bancorp of America to be Significantly Overvalued.
Key valuation signals for PBAM:
Price-to-Tangible-Book: 1.78
GF Value™: $66.32 vs. price of $88.93 (34.1% above fair value)
Industry Position: 49% above the Banks median (#1201 of 1494)
No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
66GF Score
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Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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