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WSFS FinancialWSFS -0.48%68 3-Year Book Growth Rate is 12.70% as of Jun. 2026, which is 30% above its 10-year median of 9.75. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,496 Banks companies, WSFS Financial ranks better than 71.39% on this metric.
During the past 12 months, WSFS Financial's average Book Value per Share Growth Rate was 11.00% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 12.70% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 5.70% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 9.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of WSFS Financial was 102.60% per year. The lowest was -30.10% per year. And the median was 9.75% per year.
WSFS Financial (NAS:WSFS) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
WSFS Financial 3-Year Book Growth Rate Related Terms
WSFS vs INDB, RNST, CATY: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, WSFS Financial's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WSFS Financial 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, WSFS Financial's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where WSFS Financial's 3-Year Book Growth Rate falls into.
WSFS Financial 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 12.70% mean?
WSFS Financial (WSFS) has a 3-Year Book Growth Rate of 12.70% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for WSFS Financial and its competitors. This is 30% above median its historical median of 9.75. According to the industry distribution chart, WSFS Financial ranks #428 out of 1496 companies in the Banks industry, placing it in the top 28.6%.
Is WSFS Financial's 3-Year Book Growth Rate too high?
WSFS Financial's current 3-Year Book Growth Rate of 12.70% is 30% above median its 10-year median of 9.75. The Banks industry median 3-Year Book Growth Rate is 8.70. WSFS Financial's value of 12.70% is 46% above this industry median. Based on the distribution chart, WSFS Financial ranks #428 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's 3-Year Book Growth Rate compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #428 out of 1496 companies for 3-Year Book Growth Rate. This puts WSFS Financial in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.70. WSFS Financial's value of 12.70% is 46% above this benchmark. While the company's 10-year median is 9.75 vs. the industry median of 8.70, WSFS Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFS Financial's current 3-Year Book Growth Rate of 12.70% is 46% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for WSFS Financial and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current 3-Year Book Growth Rate is 12.70%, which is 30% above median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current 3-Year Book Growth Rate is 12.70%, which is 30% above median its 10-year median of 9.75 and 46% above the Banks industry median of 8.70. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For WSFS Financial (WSFS), the current 3-Year Book Growth Rate is 12.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WSFS Financial (WSFS) Overvalued in 2026?
Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued.
The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05.
GuruFocus considers WSFS Financial to be Significantly Overvalued.
Key valuation signals for WSFS:
3-Year Book Growth Rate: 12.70% (30% above median its 10-year median of 9.75)
GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
Industry Position: 46% above the Banks median (#428 of 1496)
No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score
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