WSFS (WSFS Financial) Debt-to-Asset : 0.01 (As of Jun. 2026)

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WSFS WSFS Financial Corp WSFS
68 GF Score
Price $81.25
GF Value $58.05
Valuation Significantly Overvalued
! 7 Warning Signs
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What is WSFS Financial Debt-to-Asset?

WSFS Financial WSFS -0.48% 68 Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review.

WSFS Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. WSFS Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $307 Mil. WSFS Financial's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $22,654 Mil. WSFS Financial's debt to asset for the quarter that ended in Jun. 2026 was 0.01.


WSFS Financial  (NAS:WSFS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


WSFS Financial Debt-to-Asset Related Terms


WSFS Financial Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for WSFS Financial's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WSFS Financial Debt-to-Asset Chart

WSFS Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.04 0.04 0.02 0.01

WSFS Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.01 0.01 0.01 0.01

WSFS vs INDB, RNST, CATY: Debt-to-Asset Comparison

For the Banks - Regional subindustry, WSFS Financial's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSFS Financial Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, WSFS Financial's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where WSFS Financial's Debt-to-Asset falls into.


WSFS
68GF Score
WSFS Financial Corp WSFS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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WSFS Financial Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

WSFS Financial's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 302.682) / 21314.076
=0.01

WSFS Financial's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 307.017) / 22653.947
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.01 mean?
WSFS Financial (WSFS) has a Debt-to-Asset of 0.01 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on WSFS Financial and its competitors.
Is WSFS Financial's Debt-to-Asset too high?
WSFS Financial's current Debt-to-Asset is 0.01. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's Debt-to-Asset compare to INDB and RNST?
WSFS Financial's Debt-to-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on WSFS Financial and its competitors. WSFS Financial's current Debt-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current Debt-to-Asset is 0.01. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For WSFS Financial (WSFS), the current Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WSFS Financial (WSFS) Overvalued in 2026?

Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued. The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05. GuruFocus considers WSFS Financial to be Significantly Overvalued.

Key valuation signals for WSFS:

  • Debt-to-Asset: 0.01
  • GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WSFS Financial Business Description

Other Exchanges WF4:Germany
Address 500 Delaware Avenue, Wilmington, DE, USA, 19801
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.25
Price
$58.05
GF Value