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WSFS FinancialWSFS -0.48%68 Pretax Margin % is 39.34% as of Jun. 2026, which is 20% above its 10-year median of 32.88. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,525 Banks companies, WSFS Financial ranks better than 58.16% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
WSFS Financial Pretax Margin % Related Terms
WSFS Financial Pretax Margin % Historical Data
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The historical data trend for WSFS Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSFS vs INDB, RNST, CATY: Pretax Margin % Comparison
For the Banks - Regional subindustry, WSFS Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WSFS Financial Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, WSFS Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where WSFS Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSFS Financial (WSFS) has a Pretax Margin % of 39.34% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on WSFS Financial and its competitors. This is 20% above median its historical median of 32.88. Over the past decade, WSFS Financial's Pretax Margin % has ranged from 21.73 to 57.77. According to the industry distribution chart, WSFS Financial ranks #638 out of 1525 companies in the Banks industry, placing it in the top 41.8%.
Is WSFS Financial's Pretax Margin % too high?
WSFS Financial's current Pretax Margin % of 39.34% is 20% above median its 10-year median of 32.88. Over the past 10 years, this metric has ranged from a low of 21.73 to a high of 57.77. The Banks industry median Pretax Margin % is 35.38. WSFS Financial's value of 39.34% is 11.2% above this industry median. Based on the distribution chart, WSFS Financial ranks #638 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's Pretax Margin % compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #638 out of 1525 companies for Pretax Margin %. This puts WSFS Financial in the upper half of its industry. The industry median Pretax Margin % is 35.38. WSFS Financial's value of 39.34% is 11.2% above this benchmark. Historically, WSFS Financial's own Pretax Margin % has ranged from 21.73 to 57.77 over the past decade. While the company's 10-year median is 32.88 vs. the industry median of 35.38, WSFS Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.38, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFS Financial's current Pretax Margin % of 39.34% is 11.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on WSFS Financial and its competitors. For the Banks industry, the median Pretax Margin % is 35.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current Pretax Margin % is 39.34%, which is 20% above median its own 10-year median of 32.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current Pretax Margin % is 39.34%, which is 20% above median its 10-year median of 32.88 and 11.2% above the Banks industry median of 35.38. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For WSFS Financial (WSFS), the current Pretax Margin % is 39.34% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WSFS Financial (WSFS) Overvalued in 2026?
Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued.
The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05.
GuruFocus considers WSFS Financial to be Significantly Overvalued.
Key valuation signals for WSFS:
Pretax Margin %: 39.34% (20% above median its 10-year median of 32.88)
GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
Industry Position: 11.2% above the Banks median (#638 of 1525)
No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score
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