WSFS (WSFS Financial) EV-to-OCF: 7.59 (As of Aug. 08, 2026) — 29% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WSFS WSFS Financial Corp WSFS
68 GF Score
Price $81.25
GF Value $58.05
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is WSFS Financial EV-to-OCF?

WSFS Financial WSFS -0.48% 68 EV-to-OCF is 7.59 as of Aug. 08, 2026, which is 29% below its 10-year median of 10.70. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,498 Banks companies, WSFS Financial ranks worse than 62.62% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, WSFS Financial's Enterprise Value is $1,880 Mil. WSFS Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $248 Mil. Therefore, WSFS Financial's EV-to-OCF for today is 7.59.

The historical rank and industry rank for WSFS Financial's EV-to-OCF or its related term are showing as below:

WSFS' s EV-to-OCF Range Over the Past 10 Years
Min: -5.18   Med: 10.7   Max: 87.95
Current: 7.59

During the past 13 years, the highest EV-to-OCF of WSFS Financial was 87.95. The lowest was -5.18. And the median was 10.70.

WSFS's EV-to-OCF is ranked worse than
62.62% of 1498 companies
in the Banks industry
Industry Median: 3.98 vs WSFS: 7.59

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-08), WSFS Financial's stock price is $81.25. WSFS Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $5.980. Therefore, WSFS Financial's PE Ratio (TTM) for today is 13.59.


WSFS Financial  (NAS:WSFS) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

WSFS Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=81.25/5.980
=13.59

WSFS Financial's share price for today is $81.25.
WSFS Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.980.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


WSFS Financial EV-to-OCF Related Terms


WSFS Financial EV-to-OCF Historical Data

* Premium members only.

The historical data trend for WSFS Financial's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WSFS Financial EV-to-OCF Chart

WSFS Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.72 5.58 10.88 10.63 7.05

WSFS Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.04 7.36 7.05 4.18 6.75

WSFS vs INDB, RNST, CATY: EV-to-OCF Comparison

For the Banks - Regional subindustry, WSFS Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSFS Financial EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, WSFS Financial's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where WSFS Financial's EV-to-OCF falls into.


WSFS
68GF Score
WSFS Financial Corp WSFS
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WSFS Financial EV-to-OCF Calculation

WSFS Financial's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1880.270/247.728
=7.59

WSFS Financial's current Enterprise Value is $1,880 Mil.
WSFS Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $248 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 7.59 mean?
WSFS Financial (WSFS) has a EV-to-OCF of 7.59 as of Aug. 08, 2026. This is 29% below median its historical median of 10.70. According to the industry distribution chart, WSFS Financial ranks #938 out of 1498 companies in the Banks industry, placing it in the top 62.6%.
Is WSFS Financial's EV-to-OCF too high?
WSFS Financial's current EV-to-OCF of 7.59 is 29% below median its 10-year median of 10.70. The Banks industry median EV-to-OCF is 3.98. WSFS Financial's value of 7.59 is 90.7% above this industry median. Based on the distribution chart, WSFS Financial ranks #938 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's EV-to-OCF compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #938 out of 1498 companies for EV-to-OCF. This places WSFS Financial in the lower half of its industry. The industry median EV-to-OCF is 3.98. WSFS Financial's value of 7.59 is 90.7% above this benchmark. While the company's 10-year median is 10.70 vs. the industry median of 3.98, WSFS Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFS Financial's current EV-to-OCF of 7.59 is 90.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current EV-to-OCF is 7.59, which is 29% below median its own 10-year median of 10.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current EV-to-OCF is 7.59, which is 29% below median its 10-year median of 10.70 and 90.7% above the Banks industry median of 3.98. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For WSFS Financial (WSFS), the current EV-to-OCF is 7.59 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WSFS Financial (WSFS) Overvalued in 2026?

Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued. The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05. GuruFocus considers WSFS Financial to be Significantly Overvalued.

Key valuation signals for WSFS:

  • EV-to-OCF: 7.59 (29% below median its 10-year median of 10.70)
  • GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
  • GF Score™: 68/100 with 7 warning signs
  • Industry Position: 90.7% above the Banks median (#938 of 1498)

No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WSFS Financial Business Description

Other Exchanges WF4:Germany
Address 500 Delaware Avenue, Wilmington, DE, USA, 19801
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score

Get the complete analysis for WSFS

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.25
Price
$58.05
GF Value