WSFS (WSFS Financial) Margin of Safety % (DCF Dividends Based): 17.29% (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WSFS WSFS Financial Corp WSFS
68 GF Score
Price $81.25
GF Value $58.05
Valuation Significantly Overvalued
! 7 Warning Signs
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What is WSFS Financial Margin of Safety % (DCF Dividends Based)?

WSFS Financial WSFS -0.48% 68 Margin of Safety % (DCF Dividends Based) is 17.29% as of Aug. 08, 2026. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-08-08), WSFS Financial's Predictability Rank is 4-Stars. WSFS Financial's intrinsic value calculated from the Discounted Dividend model is $92.49 and current share price is $81.25. Consequently,

WSFS Financial's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 17.29%.


WSFS vs INDB, RNST, CATY: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, WSFS Financial's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSFS Financial Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, WSFS Financial's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where WSFS Financial's Margin of Safety % (DCF Dividends Based) falls into.


WSFS
68GF Score
WSFS Financial Corp WSFS
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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WSFS Financial Margin of Safety % (DCF Dividends Based) Calculation

WSFS Financial's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(98.23-81.25)/98.23
=17.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 17.29% mean?
WSFS Financial (WSFS) has a Margin of Safety % (DCF Dividends Based) of 17.29% as of Aug. 08, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on WSFS Financial.
Is WSFS Financial's Margin of Safety % (DCF Dividends Based) too high?
WSFS Financial's current Margin of Safety % (DCF Dividends Based) is 17.29%. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's Margin of Safety % (DCF Dividends Based) compare to INDB and RNST?
WSFS Financial's Margin of Safety % (DCF Dividends Based) of 17.29% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on WSFS Financial. WSFS Financial's current Margin of Safety % (DCF Dividends Based) is 17.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 17.29%. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For WSFS Financial (WSFS), the current Margin of Safety % (DCF Dividends Based) is 17.29% as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WSFS Financial (WSFS) Overvalued in 2026?

Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued. The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05. GuruFocus considers WSFS Financial to be Significantly Overvalued.

Key valuation signals for WSFS:

  • Margin of Safety % (DCF Dividends Based): 17.29%
  • GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WSFS Financial Business Description

Other Exchanges WF4:Germany
Address 500 Delaware Avenue, Wilmington, DE, USA, 19801
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score

Get the complete analysis for WSFS

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.25
Price
$58.05
GF Value