WSFS (WSFS Financial) 3-Year FCF Growth Rate: -20.10% (As of Jun. 2026)

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WSFS WSFS Financial Corp WSFS
64 GF Score
Price $79.78
GF Value $57.11
Valuation Significantly Overvalued
! 7 Warning Signs
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What is WSFS Financial 3-Year FCF Growth Rate?

WSFS Financial WSFS -2.29% 64 3-Year FCF Growth Rate is -20.10% as of Jun. 2026. GuruFocus rates WSFS with a GF Score™ of 64/100 and a GF Value™ of $57.11 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,046 Banks companies, WSFS Financial ranks worse than 75.53% on this metric.

WSFS Financial's Free Cash Flow per Share for the three months ended in Jun. 2026 was $-0.28.

During the past 12 months, WSFS Financial's average Free Cash Flow per Share Growth Rate was 167.90% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was -20.10% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 58.70% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.

During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of WSFS Financial was 187.80% per year. The lowest was -65.30% per year. And the median was 7.40% per year.


WSFS Financial  (NAS:WSFS) 3-Year FCF Growth Rate Explanation

Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.


WSFS Financial 3-Year FCF Growth Rate Related Terms


WSFS vs INDB, RNST, CATY: 3-Year FCF Growth Rate Comparison

For the Banks - Regional subindustry, WSFS Financial's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSFS Financial 3-Year FCF Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, WSFS Financial's 3-Year FCF Growth Rate distribution charts can be found below:

* The bar in red indicates where WSFS Financial's 3-Year FCF Growth Rate falls into.


WSFS
64GF Score
WSFS Financial Corp WSFS
3-Year FCF Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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WSFS Financial 3-Year FCF Growth Rate Calculation

This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.

Frequently Asked Questions Learn more about 3-Year FCF Growth Rate →
What does a 3-Year FCF Growth Rate of -20.10% mean?
WSFS Financial (WSFS) has a 3-Year FCF Growth Rate of -20.10% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for WSFS Financial and its competitors. According to the industry distribution chart, WSFS Financial ranks #790 out of 1046 companies in the Banks industry, placing it in the top 75.5%.
Is WSFS Financial's 3-Year FCF Growth Rate too high?
WSFS Financial's current 3-Year FCF Growth Rate is -20.10%. Based on the distribution chart, WSFS Financial ranks #790 out of 1046 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, WSFS Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's 3-Year FCF Growth Rate compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #790 out of 1046 companies for 3-Year FCF Growth Rate. This places WSFS Financial in the lower half of its industry. The industry median 3-Year FCF Growth Rate is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Banks company?
The median 3-Year FCF Growth Rate among Banks companies is 0.40, based on 1,046 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for WSFS Financial and its competitors. For the Banks industry, the median 3-Year FCF Growth Rate is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current 3-Year FCF Growth Rate is -20.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.11, compared to a current price of $79.78 — trading 39.7% above its estimated fair value. The current 3-Year FCF Growth Rate is -20.10%. WSFS Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For WSFS Financial (WSFS), the current 3-Year FCF Growth Rate is -20.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WSFS Financial (WSFS) Overvalued in 2026?

Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued. The current stock price of $79.78 is trading 39.7% above its estimated GF Value™ of $57.11. GuruFocus considers WSFS Financial to be Significantly Overvalued.

Key valuation signals for WSFS:

  • 3-Year FCF Growth Rate: -20.10%
  • GF Value™: $57.11 vs. price of $79.78 (39.7% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WSFS Financial Business Description

Other Exchanges WF4:Germany
Address 500 Delaware Avenue, Wilmington, DE, USA, 19801
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
64GF Score

Get the complete analysis for WSFS

3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.78
Price
$57.11
GF Value