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WSFS FinancialWSFS -0.48%68 5-Year Yield-on-Cost % is 1.18 as of Aug. 08, 2026, which is 19% below its 10-year median of 1.45. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,252 Banks companies, WSFS Financial ranks worse than 91.61% on this metric.
WSFS Financial's yield on cost for the quarter that ended in Jun. 2026 was 1.18.
The historical rank and industry rank for WSFS Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
WSFS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.69 Med: 1.45 Max: 3.08
Current: 1.18
During the past 13 years, WSFS Financial's highest Yield on Cost was 3.08. The lowest was 0.69. And the median was 1.45.
WSFS's 5-Year Yield-on-Cost % is ranked worse than 91.61% of 1252
companies
in the Banks industry
Industry Median: 3.805
vs WSFS: 1.18
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
WSFS Financial 5-Year Yield-on-Cost % Related Terms
WSFS vs INDB, RNST, CATY: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, WSFS Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WSFS Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, WSFS Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where WSFS Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of WSFS Financial is calculated as
WSFS Financial (WSFS) has a 5-Year Yield-on-Cost % of 1.18 as of Aug. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on WSFS Financial and its competitors. This is 19% below median its historical median of 1.45. Over the past decade, WSFS Financial's 5-Year Yield-on-Cost % has ranged from 0.69 to 3.08. According to the industry distribution chart, WSFS Financial ranks #1147 out of 1252 companies in the Banks industry, placing it in the top 91.6%.
Is WSFS Financial's 5-Year Yield-on-Cost % too high?
WSFS Financial's current 5-Year Yield-on-Cost % of 1.18 is 19% below median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 3.08. The Banks industry median 5-Year Yield-on-Cost % is 3.81. WSFS Financial's value of 1.18 is 69% below this industry median. Based on the distribution chart, WSFS Financial ranks #1147 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's 5-Year Yield-on-Cost % compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #1147 out of 1252 companies for 5-Year Yield-on-Cost %. This places WSFS Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. WSFS Financial's value of 1.18 is 69% below this benchmark. Historically, WSFS Financial's own 5-Year Yield-on-Cost % has ranged from 0.69 to 3.08 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 3.81, WSFS Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFS Financial's current 5-Year Yield-on-Cost % of 1.18 is 69% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on WSFS Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current 5-Year Yield-on-Cost % is 1.18, which is 19% below median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.18, which is 19% below median its 10-year median of 1.45 and 69% below the Banks industry median of 3.81. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For WSFS Financial (WSFS), the current 5-Year Yield-on-Cost % is 1.18 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WSFS Financial (WSFS) Overvalued in 2026?
Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued.
The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05.
GuruFocus considers WSFS Financial to be Significantly Overvalued.
Key valuation signals for WSFS:
5-Year Yield-on-Cost %: 1.18 (19% below median its 10-year median of 1.45)
GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
Industry Position: 69% below the Banks median (#1147 of 1252)
No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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