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WSFS FinancialWSFS -0.48%68 Debt-to-Equity is 0.11 as of Jun. 2026, which is 42% below its 10-year median of 0.19. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,421 Banks companies, WSFS Financial ranks better than 87.26% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for WSFS Financial's Debt-to-Equity or its related term are showing as below:
WSFS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.09 Med: 0.19 Max: 1.66
Current: 0.11
During the past 13 years, the highest Debt-to-Equity Ratio of WSFS Financial was 1.66. The lowest was 0.09. And the median was 0.19.
WSFS's Debt-to-Equity is ranked better than 87.26% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs WSFS: 0.11
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
WSFS Financial Debt-to-Equity Related Terms
WSFS Financial Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for WSFS Financial's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSFS vs INDB, RNST, CATY: Debt-to-Equity Comparison
For the Banks - Regional subindustry, WSFS Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WSFS Financial Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, WSFS Financial's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where WSFS Financial's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSFS Financial (WSFS) has a Debt-to-Equity of 0.11 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on WSFS Financial and its competitors. This is 42% below median its historical median of 0.19. Over the past decade, WSFS Financial's Debt-to-Equity has ranged from 0.09 to 1.66. According to the industry distribution chart, WSFS Financial ranks #181 out of 1421 companies in the Banks industry, placing it in the top 12.7%.
Is WSFS Financial's Debt-to-Equity too high?
WSFS Financial's current Debt-to-Equity of 0.11 is 42% below median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 1.66. The Banks industry median Debt-to-Equity is 0.58. WSFS Financial's value of 0.11 is 81% below this industry median. Based on the distribution chart, WSFS Financial ranks #181 out of 1421 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's Debt-to-Equity compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #181 out of 1421 companies for Debt-to-Equity. This places WSFS Financial in the top 13% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. WSFS Financial's value of 0.11 is 81% below this benchmark. Historically, WSFS Financial's own Debt-to-Equity has ranged from 0.09 to 1.66 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.58, WSFS Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFS Financial's current Debt-to-Equity of 0.11 is 81% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on WSFS Financial and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current Debt-to-Equity is 0.11, which is 42% below median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current Debt-to-Equity is 0.11, which is 42% below median its 10-year median of 0.19 and 81% below the Banks industry median of 0.58. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For WSFS Financial (WSFS), the current Debt-to-Equity is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WSFS Financial (WSFS) Overvalued in 2026?
Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued.
The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05.
GuruFocus considers WSFS Financial to be Significantly Overvalued.
Key valuation signals for WSFS:
Debt-to-Equity: 0.11 (42% below median its 10-year median of 0.19)
GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
Industry Position: 81% below the Banks median (#181 of 1421)
No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score
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