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WSFS FinancialWSFS -0.48%68 Equity-to-Asset is 0.12 as of Jun. 2026, which is at its 10-year median of 0.12. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,524 Banks companies, WSFS Financial ranks better than 72.31% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. WSFS Financial's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $2,722 Mil. WSFS Financial's Total Assets for the quarter that ended in Jun. 2026 was $22,654 Mil.
Therefore, WSFS Financial's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for WSFS Financial's Equity-to-Asset or its related term are showing as below:
WSFS'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.15
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of WSFS Financial was 0.15. The lowest was 0.10. And the median was 0.12.
WSFS's Equity-to-Asset is ranked better than 72.31% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs WSFS: 0.12
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
WSFS Financial Equity-to-Asset Related Terms
WSFS Financial Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for WSFS Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSFS vs INDB, RNST, CATY: Equity-to-Asset Comparison
For the Banks - Regional subindustry, WSFS Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WSFS Financial Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, WSFS Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where WSFS Financial's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
WSFS Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSFS Financial (WSFS) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on WSFS Financial and its competitors. This is near median its historical median of 0.12. Over the past decade, WSFS Financial's Equity-to-Asset has ranged from 0.10 to 0.15. According to the industry distribution chart, WSFS Financial ranks #422 out of 1524 companies in the Banks industry, placing it in the top 27.7%.
Is WSFS Financial's Equity-to-Asset too high?
WSFS Financial's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.15. The Banks industry median Equity-to-Asset is 0.10. WSFS Financial's value of 0.12 is 20% above this industry median. Based on the distribution chart, WSFS Financial ranks #422 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's Equity-to-Asset compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #422 out of 1524 companies for Equity-to-Asset. This puts WSFS Financial in the upper half of its industry. The industry median Equity-to-Asset is 0.10. WSFS Financial's value of 0.12 is 20% above this benchmark. Historically, WSFS Financial's own Equity-to-Asset has ranged from 0.10 to 0.15 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, WSFS Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFS Financial's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on WSFS Financial and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.12 and 20% above the Banks industry median of 0.10. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For WSFS Financial (WSFS), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WSFS Financial (WSFS) Overvalued in 2026?
Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued.
The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05.
GuruFocus considers WSFS Financial to be Significantly Overvalued.
Key valuation signals for WSFS:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.12)
GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
Industry Position: 20% above the Banks median (#422 of 1524)
No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score
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