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Hamlin Bank and Trust Co's book value per share for the quarter that ended in Dec. 2025 was $272.20.
During the past 12 months, Hamlin Bank and Trust Co's average Book Value Per Share Growth Rate was 9.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Hamlin Bank and Trust Co was 11.10% per year. The lowest was -2.60% per year. And the median was 5.90% per year.
During the past 12 years, the highest P/B Ratio of Hamlin Bank and Trust Co was 1.25. The lowest was 0.68. And the median was 0.92.
Warning Sign:
Hamlin Bank and Trust Co stock PB Ratio (=0.88) is close to 3-year high of 0.95.
Hamlin Bank and Trust Co (OTCPK:HMLN) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Hamlin Bank and Trust Co Book Value per Share Related Terms
Hamlin Bank and Trust Co Book Value per Share Historical Data
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The historical data trend for Hamlin Bank and Trust Co's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hamlin Bank and Trust Co Book Value per Share Chart
HMLN vs SOBS, BKOR, EDVR: Book Value per Share Comparison
For the Banks - Regional subindustry, Hamlin Bank and Trust Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hamlin Bank and Trust Co PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Hamlin Bank and Trust Co's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hamlin Bank and Trust Co (HMLN) has a Book Value per Share of $272.20 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Hamlin Bank and Trust Co and its competitors.
Is Hamlin Bank and Trust Co's Book Value per Share too high?
Hamlin Bank and Trust Co's current Book Value per Share is $272.20. Overall, Hamlin Bank and Trust Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hamlin Bank and Trust Co's Book Value per Share compare to SOBS and BKOR?
Hamlin Bank and Trust Co's Book Value per Share of $272.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Hamlin Bank and Trust Co and its competitors. Hamlin Bank and Trust Co's current Book Value per Share is $272.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamlin Bank and Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co (HMLN) is currently considered Modestly Undervalued. The stock's GF Value™ is $275.09, compared to a current price of $235.00 — trading 14.6% below its estimated fair value. The current Book Value per Share is $272.20. Hamlin Bank and Trust Co's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Hamlin Bank and Trust Co (HMLN), the current Book Value per Share is $272.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued.
The current stock price of $235.00 is trading 14.6% below its estimated GF Value™ of $275.09.
GuruFocus considers Hamlin Bank and Trust Co to be Modestly Undervalued.
Key valuation signals for HMLN:
Book Value per Share: $272.20
GF Value™: $275.09 vs. price of $235.00 (14.6% below fair value)
No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
69GF Score
Get the complete analysis for HMLN
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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