Hamlin Bank and Trust CoHMLN 71 Median PS Value is $387.58 as of Jun. 29, 2026, which is 62413% above its 10-year median of 0.62. GuruFocus rates HMLN with a GF Score™ of 71/100 and a GF Value™ of $273.02 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,043 Banks companies, Hamlin Bank and Trust Co ranks better than 92.91% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Hamlin Bank and Trust Co's Median PS Value or its related term are showing as below:
HMLN'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.55 Med: 0.62 Max: 1.77
Current: 0.62
During the past 12 years, the highest Price to Median PS Value of Hamlin Bank and Trust Co was 1.77. The lowest was 0.55. And the median was 0.62.
HMLN's Price-to-Median-PS-Value is ranked better than 92.91% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs HMLN: 0.62
Hamlin Bank and Trust Co (OTCPK:HMLN) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Hamlin Bank and Trust Co's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
240.00
/
387.58
=
0.62
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hamlin Bank and Trust Co Median PS Value Related Terms
Hamlin Bank and Trust Co Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HMLN vs SOBS, BKOR, EDVR: Median PS Value Comparison
For the Banks - Regional subindustry, Hamlin Bank and Trust Co's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hamlin Bank and Trust Co Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Hamlin Bank and Trust Co's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 6.7119.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Hamlin Bank and Trust Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $57.745.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hamlin Bank and Trust Co (HMLN) has a Median PS Value of $387.58 as of Jun. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hamlin Bank and Trust Co and its competitors. This is 62413% above median its historical median of 0.62. Over the past decade, Hamlin Bank and Trust Co's Median PS Value has ranged from 0.55 to 1.77. According to the industry distribution chart, Hamlin Bank and Trust Co ranks #74 out of 1043 companies in the Banks industry, placing it in the top 7.1%.
Is Hamlin Bank and Trust Co's Median PS Value too high?
Hamlin Bank and Trust Co's current Median PS Value of $387.58 is 62413% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 1.77. The Banks industry median Median PS Value is 1.11. Hamlin Bank and Trust Co's value of $387.58 is 34817.1% above this industry median. Based on the distribution chart, Hamlin Bank and Trust Co ranks #74 out of 1043 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hamlin Bank and Trust Co has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hamlin Bank and Trust Co's Median PS Value compare to SOBS and BKOR?
According to the Banks industry distribution chart, Hamlin Bank and Trust Co ranks #74 out of 1043 companies for Median PS Value. This places Hamlin Bank and Trust Co in the top 7% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Hamlin Bank and Trust Co's value of $387.58 is 34817.1% above this benchmark. Historically, Hamlin Bank and Trust Co's own Median PS Value has ranged from 0.55 to 1.77 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 1.11, Hamlin Bank and Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hamlin Bank and Trust Co's current Median PS Value of $387.58 is 34817.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hamlin Bank and Trust Co and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hamlin Bank and Trust Co's current Median PS Value is $387.58, which is 62413% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamlin Bank and Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co (HMLN) is currently considered Modestly Undervalued. The stock's GF Value™ is $273.02, compared to a current price of $240.00 — trading 12.1% below its estimated fair value. The current Median PS Value is $387.58, which is 62413% above median its 10-year median of 0.62 and 34817.1% above the Banks industry median of 1.11. Hamlin Bank and Trust Co's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Hamlin Bank and Trust Co (HMLN), the current Median PS Value is $387.58 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued.
The current stock price of $240.00 is trading 12.1% below its estimated GF Value™ of $273.02.
GuruFocus considers Hamlin Bank and Trust Co to be Modestly Undervalued.
Key valuation signals for HMLN:
Median PS Value: $387.58 (62413% above median its 10-year median of 0.62)
GF Value™: $273.02 vs. price of $240.00 (12.1% below fair value)
Industry Position: 34817.1% above the Banks median (#74 of 1043)
No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
71GF Score
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