HMLN (Hamlin Bank and Trust Co) Growth Rank: 3 (As of Aug. 15, 2026) — 200% Above Median

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HMLN Hamlin Bank and Trust Co HMLN
71 GF Score
Price $259.99
GF Value $278.47
Valuation Fairly Valued
! 4 Warning Signs
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What is Hamlin Bank and Trust Co Growth Rank?

Hamlin Bank and Trust Co HMLN -1.55% 71 Growth Rank is 3 as of Aug. 15, 2026, which is 200% above its 10-year median of 1.00. GuruFocus rates HMLN with a GF Score™ of 71/100 and a GF Value™ of $278.47 (Fairly Valued). The stock has 4 warning signs investors should review.

Hamlin Bank and Trust Co has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Hamlin Bank and Trust Co Growth Rank Related Terms

HMLN vs IBTN, CZBT, KLIB: Growth Rank Comparison

For the Banks - Regional subindustry, Hamlin Bank and Trust Co's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hamlin Bank and Trust Co Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's Growth Rank distribution charts can be found below:

* The bar in red indicates where Hamlin Bank and Trust Co's Growth Rank falls into.


HMLN
71GF Score
Hamlin Bank and Trust Co HMLN
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Hamlin Bank and Trust Co (HMLN) has a Growth Rank of 3 as of Aug. 15, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Hamlin Bank and Trust Co and its competitors. This is 200% above median its historical median of 1.00. Over the past decade, Hamlin Bank and Trust Co's Growth Rank has ranged from 1.00 to 3.00.
Is Hamlin Bank and Trust Co's Growth Rank too high?
Hamlin Bank and Trust Co's current Growth Rank of 3 is 200% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 3.00. Overall, Hamlin Bank and Trust Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hamlin Bank and Trust Co's Growth Rank compare to IBTN and CZBT?
Hamlin Bank and Trust Co's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, Hamlin Bank and Trust Co's own Growth Rank has ranged from 1.00 to 3.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Hamlin Bank and Trust Co and its competitors. Hamlin Bank and Trust Co's current Growth Rank is 3, which is 200% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamlin Bank and Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co (HMLN) is currently considered Fairly Valued. The stock's GF Value™ is $278.47, compared to a current price of $259.99 — trading 6.6% below its estimated fair value. The current Growth Rank is 3, which is 200% above median its 10-year median of 1.00. Hamlin Bank and Trust Co's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Hamlin Bank and Trust Co (HMLN), the current Growth Rank is 3 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued. The current stock price of $259.99 is trading 6.6% below its estimated GF Value™ of $278.47. GuruFocus considers Hamlin Bank and Trust Co to be Fairly Valued.

Key valuation signals for HMLN:

  • Growth Rank: 3 (200% above median its 10-year median of 1.00)
  • GF Value™: $278.47 vs. price of $259.99 (6.6% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hamlin Bank and Trust Co Business Description

Address 333 West Main Street, PO Box 367, Smethport, PA, USA, 16749
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
71GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$259.99
Price
$278.47
GF Value