HMLN (Hamlin Bank and Trust Co) Dividend Yield %: 5.10% (As of Jun. 29, 2026) — Near Median


HMLN Hamlin Bank and Trust Co HMLN
71 GF Score
Price $240.00
GF Value $273.02
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Hamlin Bank and Trust Co Dividend Yield %?

Hamlin Bank and Trust Co HMLN 71 Dividend Yield % is 5.10% as of Jun. 29, 2026, which is 0% below its 10-year median of 5.11. GuruFocus rates HMLN with a GF Score™ of 71/100 and a GF Value™ of $273.02 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,256 Banks companies, Hamlin Bank and Trust Co ranks better than 76.75% on this metric.

As of today (2026-06-29), the Trailing Annual Dividend Yield of Hamlin Bank and Trust Co is 5.10%.

Warning Sign:

Hamlin Bank and Trust Co stock Dividend Yield % is close to 3-year low.

The historical rank and industry rank for Hamlin Bank and Trust Co's Dividend Yield % or its related term are showing as below:

HMLN' s Dividend Yield % Range Over the Past 10 Years
Min: 3.56   Med: 5.11   Max: 7.74
Current: 5.1

During the past 12 years, the highest Dividend Yield of Hamlin Bank and Trust Co was 7.74%. The lowest was 3.56%. And the median was 5.11%.

HMLN's Dividend Yield % is ranked better than
76.75% of 1256 companies
in the Banks industry
Industry Median: 3.02 vs HMLN: 5.10

Hamlin Bank and Trust Co's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.62.

During the past 12 years, the highest Dividend Payout Ratio of Hamlin Bank and Trust Co was 1.41. The lowest was 0.36. And the median was 0.62.

As of today (2026-06-29), the Forward Dividend Yield % of Hamlin Bank and Trust Co is 5.21%.

Hamlin Bank and Trust Co's Dividends per Share for the six months ended in Dec. 2025 was $12.00.

During the past 5 years, the average Dividends Per Share Growth Rate was 1.60% per year.

During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Hamlin Bank and Trust Co was 15.80% per year. The lowest was 0.00% per year. And the median was 2.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Hamlin Bank and Trust Co  (OTCPK:HMLN) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Hamlin Bank and Trust Co Dividend Yield % Related Terms


Hamlin Bank and Trust Co Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Hamlin Bank and Trust Co's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hamlin Bank and Trust Co Dividend Yield % Chart

Hamlin Bank and Trust Co Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.17 5.11 7.06 6.19 5.56

Hamlin Bank and Trust Co Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.17 5.11 7.06 6.19 5.56

HMLN vs SOBS, BKOR, EDVR: Dividend Yield % Comparison

For the Banks - Regional subindustry, Hamlin Bank and Trust Co's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hamlin Bank and Trust Co Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Hamlin Bank and Trust Co's Dividend Yield % falls into.


HMLN
71GF Score
Hamlin Bank and Trust Co HMLN
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hamlin Bank and Trust Co Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Hamlin Bank and Trust Co Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 6.2500002026-06-172026-06-172026-07-01Cash Dividendsemi-annuallyUSD:USD 1.000000
USD 6.0000002025-12-172025-12-172026-01-01Cash Dividendsemi-annuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Hamlin Bank and Trust Co's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=12.25/240.00
=5.10 %

Current Share Price is $240.00.
Hamlin Bank and Trust Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is $12.25.

Hamlin Bank and Trust Co's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=12.5/240.00
=5.21 %

Current Share Price is $240.00.
Hamlin Bank and Trust Co's Dividends per Share for the forward twelve months is calculated as $6.25 * 2 = $12.5.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 5.10% mean?
Hamlin Bank and Trust Co (HMLN) has a Dividend Yield % of 5.10% as of Jun. 29, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Hamlin Bank and Trust Co and its competitors. This is near median its historical median of 5.11. Over the past decade, Hamlin Bank and Trust Co's Dividend Yield % has ranged from 3.56 to 7.74. According to the industry distribution chart, Hamlin Bank and Trust Co ranks #292 out of 1256 companies in the Banks industry, placing it in the top 23.2%.
Is Hamlin Bank and Trust Co's Dividend Yield % too high?
Hamlin Bank and Trust Co's current Dividend Yield % of 5.10% is near median its 10-year median of 5.11. Over the past 10 years, this metric has ranged from a low of 3.56 to a high of 7.74. The Banks industry median Dividend Yield % is 3.02. Hamlin Bank and Trust Co's value of 5.10% is 68.9% above this industry median. Based on the distribution chart, Hamlin Bank and Trust Co ranks #292 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hamlin Bank and Trust Co has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hamlin Bank and Trust Co's Dividend Yield % compare to SOBS and BKOR?
According to the Banks industry distribution chart, Hamlin Bank and Trust Co ranks #292 out of 1256 companies for Dividend Yield %. This places Hamlin Bank and Trust Co in the top 23% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.02. Hamlin Bank and Trust Co's value of 5.10% is 68.9% above this benchmark. Historically, Hamlin Bank and Trust Co's own Dividend Yield % has ranged from 3.56 to 7.74 over the past decade. While the company's 10-year median is 5.11 vs. the industry median of 3.02, Hamlin Bank and Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hamlin Bank and Trust Co's current Dividend Yield % of 5.10% is 68.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Hamlin Bank and Trust Co and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hamlin Bank and Trust Co's current Dividend Yield % is 5.10%, which is near median its own 10-year median of 5.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamlin Bank and Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co (HMLN) is currently considered Modestly Undervalued. The stock's GF Value™ is $273.02, compared to a current price of $240.00 — trading 12.1% below its estimated fair value. The current Dividend Yield % is 5.10%, which is near median its 10-year median of 5.11 and 68.9% above the Banks industry median of 3.02. Hamlin Bank and Trust Co's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Hamlin Bank and Trust Co (HMLN), the current Dividend Yield % is 5.10% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued. The current stock price of $240.00 is trading 12.1% below its estimated GF Value™ of $273.02. GuruFocus considers Hamlin Bank and Trust Co to be Modestly Undervalued.

Key valuation signals for HMLN:

  • Dividend Yield %: 5.10% (near median its 10-year median of 5.11)
  • GF Value™: $273.02 vs. price of $240.00 (12.1% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 68.9% above the Banks median (#292 of 1256)

No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hamlin Bank and Trust Co Business Description

Address 333 West Main Street, PO Box 367, Smethport, PA, USA, 16749
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
71GF Score

Get the complete analysis for HMLN

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$240.00
Price
$273.02
GF Value