HMLN (Hamlin Bank and Trust Co) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 29, 2026)


HMLN Hamlin Bank and Trust Co HMLN
71 GF Score
Price $240.00
GF Value $273.02
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Hamlin Bank and Trust Co Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Hamlin Bank and Trust Co's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

HMLN vs SOBS, BKOR, EDVR: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Hamlin Bank and Trust Co's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hamlin Bank and Trust Co Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Hamlin Bank and Trust Co's Margin of Safety % (DCF FCF Based) falls into.


HMLN
71GF Score
Hamlin Bank and Trust Co HMLN
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued. The current stock price of $240.00 is trading 12.1% below its estimated GF Value™ of $273.02. GuruFocus considers Hamlin Bank and Trust Co to be Modestly Undervalued.

Key valuation signals for HMLN:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $273.02 vs. price of $240.00 (12.1% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hamlin Bank and Trust Co Business Description

Address 333 West Main Street, PO Box 367, Smethport, PA, USA, 16749
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
71GF Score

Get the complete analysis for HMLN

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$240.00
Price
$273.02
GF Value