Hamlin Bank and Trust Co's ROE % for the quarter that ended in Dec. 2025 was 7.39%. Hamlin Bank and Trust Co's PB Ratio for the quarter that ended in Dec. 2025 was 0.79.
Hamlin Bank and Trust Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 9.35%.
Hamlin Bank and Trust Co ROE % Adjusted to Book Value Related Terms
Hamlin Bank and Trust Co ROE % Adjusted to Book Value Historical Data
* Premium members only.
The historical data trend for Hamlin Bank and Trust Co's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hamlin Bank and Trust Co ROE % Adjusted to Book Value Chart
HMLN vs SOBS, BKOR, EDVR: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Hamlin Bank and Trust Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hamlin Bank and Trust Co ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Hamlin Bank and Trust Co's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 9.35% mean?
Hamlin Bank and Trust Co (HMLN) has a ROE % Adjusted to Book Value of 9.35% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hamlin Bank and Trust Co and its competitors.
Is Hamlin Bank and Trust Co's ROE % Adjusted to Book Value too high?
Hamlin Bank and Trust Co's current ROE % Adjusted to Book Value is 9.35%. Overall, Hamlin Bank and Trust Co has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hamlin Bank and Trust Co's ROE % Adjusted to Book Value compare to SOBS and BKOR?
Hamlin Bank and Trust Co's ROE % Adjusted to Book Value of 9.35% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hamlin Bank and Trust Co and its competitors. Hamlin Bank and Trust Co's current ROE % Adjusted to Book Value is 9.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamlin Bank and Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co (HMLN) is currently considered Modestly Undervalued. The stock's GF Value™ is $273.02, compared to a current price of $240.00 — trading 12.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 9.35%. Hamlin Bank and Trust Co's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Hamlin Bank and Trust Co (HMLN), the current ROE % Adjusted to Book Value is 9.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued.
The current stock price of $240.00 is trading 12.1% below its estimated GF Value™ of $273.02.
GuruFocus considers Hamlin Bank and Trust Co to be Modestly Undervalued.
Key valuation signals for HMLN:
ROE % Adjusted to Book Value: 9.35%
GF Value™: $273.02 vs. price of $240.00 (12.1% below fair value)
No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
71GF Score
Get the complete analysis for HMLN
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HMLN has been successfully added to your 
