Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Hamlin Bank and Trust Co's current 3-Year Share Buyback Ratio was 0.60%.
The historical rank and industry rank for Hamlin Bank and Trust Co's 3-Year Share Buyback Ratio or its related term are showing as below:
HMLN'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.6 Max: 2.9
Current: 0.6
During the past 12 years, Hamlin Bank and Trust Co's highest 3-Year Share Buyback Ratio was 2.90%. The lowest was 0.20%. And the median was 0.60%.
HMLN's 3-Year Share Buyback Ratio is ranked better than 71.93% of 1044
companies
in the Banks industry
Industry Median: -0.2
vs HMLN: 0.60
Hamlin Bank and Trust Co (OTCPK:HMLN) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Hamlin Bank and Trust Co 3-Year Share Buyback Ratio Related Terms
HMLN vs IBTN, CZBT, KLIB: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Hamlin Bank and Trust Co's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hamlin Bank and Trust Co 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Hamlin Bank and Trust Co's 3-Year Share Buyback Ratio falls into.
Hamlin Bank and Trust Co 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.60 mean?
Hamlin Bank and Trust Co (HMLN) has a 3-Year Share Buyback Ratio of 0.60 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Hamlin Bank and Trust Co and its competitors. This is near median its historical median of 0.60. Over the past decade, Hamlin Bank and Trust Co's 3-Year Share Buyback Ratio has ranged from 0.20 to 2.90. According to the industry distribution chart, Hamlin Bank and Trust Co ranks #293 out of 1044 companies in the Banks industry, placing it in the top 28.1%.
Is Hamlin Bank and Trust Co's 3-Year Share Buyback Ratio too high?
Hamlin Bank and Trust Co's current 3-Year Share Buyback Ratio of 0.60 is near median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 2.90. Based on the distribution chart, Hamlin Bank and Trust Co ranks #293 out of 1044 companies in the Banks industry, which is above the industry midpoint. Overall, Hamlin Bank and Trust Co has a GF Scoreâ„¢ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hamlin Bank and Trust Co's 3-Year Share Buyback Ratio compare to IBTN and CZBT?
According to the Banks industry distribution chart, Hamlin Bank and Trust Co ranks #293 out of 1044 companies for 3-Year Share Buyback Ratio. This puts Hamlin Bank and Trust Co in the upper half of its industry. Historically, Hamlin Bank and Trust Co's own 3-Year Share Buyback Ratio has ranged from 0.20 to 2.90 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Hamlin Bank and Trust Co and its competitors. Hamlin Bank and Trust Co's current 3-Year Share Buyback Ratio is 0.60, which is near median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamlin Bank and Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co (HMLN) is currently considered Fairly Valued. The stock's GF Value™ is $279.46, compared to a current price of $264.08 — trading 5.5% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.60, which is near median its 10-year median of 0.60. Hamlin Bank and Trust Co's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Hamlin Bank and Trust Co (HMLN), the current 3-Year Share Buyback Ratio is 0.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued.
The current stock price of $264.08 is trading 5.5% below its estimated GF Value™ of $279.46.
GuruFocus considers Hamlin Bank and Trust Co to be Fairly Valued.
Key valuation signals for HMLN:
3-Year Share Buyback Ratio: 0.60 (near median its 10-year median of 0.60)
GF Value™: $279.46 vs. price of $264.08 (5.5% below fair value)
No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
71GF Score
Get the complete analysis for HMLN
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HMLN has been successfully added to your 
