HMLN (Hamlin Bank and Trust Co) 3-Month Share Buyback Ratio: 0.00% (As of Dec. 2025 )

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Founder & CEO of GuruFocus
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HMLN Hamlin Bank and Trust Co HMLN
69 GF Score
Price $255.00
GF Value $282.62
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hamlin Bank and Trust Co 3-Month Share Buyback Ratio?

Hamlin Bank and Trust Co HMLN 69 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates HMLN with a GF Score™ of 69/100 and a GF Value™ of $282.62 (Modestly Undervalued). The stock has 4 warning signs investors should review.

3-Month Share Buyback Ratio only apply to companies whose reporting frequency is 3 months.

HMLN
69GF Score
Hamlin Bank and Trust Co HMLN
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a 3-Month Share Buyback Ratio of 0.00 mean?
Hamlin Bank and Trust Co (HMLN) has a 3-Month Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Hamlin Bank and Trust Co and its competitors.
Is Hamlin Bank and Trust Co's 3-Month Share Buyback Ratio too high?
Hamlin Bank and Trust Co's current 3-Month Share Buyback Ratio is 0.00. Overall, Hamlin Bank and Trust Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hamlin Bank and Trust Co's 3-Month Share Buyback Ratio compare to ORPB and FBTT?
Hamlin Bank and Trust Co's 3-Month Share Buyback Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Hamlin Bank and Trust Co and its competitors. Hamlin Bank and Trust Co's current 3-Month Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamlin Bank and Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co (HMLN) is currently considered Modestly Undervalued. The stock's GF Value™ is $282.62, compared to a current price of $255.00 — trading 9.8% below its estimated fair value. The current 3-Month Share Buyback Ratio is 0.00. Hamlin Bank and Trust Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Hamlin Bank and Trust Co (HMLN), the current 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued. The current stock price of $255.00 is trading 9.8% below its estimated GF Value™ of $282.62. GuruFocus considers Hamlin Bank and Trust Co to be Modestly Undervalued.

Key valuation signals for HMLN:

  • 3-Month Share Buyback Ratio: 0.00
  • GF Value™: $282.62 vs. price of $255.00 (9.8% below fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hamlin Bank and Trust Co Business Description

Address 333 West Main Street, PO Box 367, Smethport, PA, USA, 16749
Hamlin Bank and Trust Co is a state-chartered commercial bank based in Hamlin, Pennsylvania, serving individuals, businesses, and organizations primarily in rural northwestern Pennsylvania. It operates through a branch network across several communities in the region and offers personal banking services such as checking and savings accounts, certificates of deposit, residential mortgage loans, and consumer loans, alongside business banking services including commercial mortgages, commercial loans, and deposit products. The bank also provides trust and estate services through its trust department. Its principal sources of revenue are interest income from its loan portfolio, which is concentrated in residential real estate, commercial mortgage, commercial, and consumer lending, as well as interest on investment securities and fees from deposit and trust services.
69GF Score

Get the complete analysis for HMLN

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$255.00
Price
$282.62
GF Value