HMLN (Hamlin Bank and Trust Co) Total Assets: $481.27 Mil (As of Dec. 2025)


HMLN Hamlin Bank and Trust Co HMLN
71 GF Score
Price $240.00
GF Value $273.02
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Hamlin Bank and Trust Co Total Assets?

Hamlin Bank and Trust Co HMLN 71 Total Assets is $481.27 Mil as of Dec. 2025. GuruFocus rates HMLN with a GF Score™ of 71/100 and a GF Value™ of $273.02 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Hamlin Bank and Trust Co's Total Assets for the quarter that ended in Dec. 2025 was $481.27 Mil.

During the past 12 months, Hamlin Bank and Trust Co's average Total Assets Growth Rate was 6.70% per year. During the past 3 years, the average Total Assets Growth Rate was 3.20% per year. During the past 5 years, the average Total Assets Growth Rate was 4.20% per year. During the past 10 years, the average Total Assets Growth Rate was 2.50% per year.

During the past 12 years, Hamlin Bank and Trust Co's highest 3-Year average Total Assets Growth Rate was 6.80%. The lowest was -0.50%. And the median was 3.20%.

Total Assets is connected with ROA %. Hamlin Bank and Trust Co's annualized ROA % for the quarter that ended in Dec. 2025 was 1.50%. Total Assets is also linked to Revenue through Asset Turnover. Hamlin Bank and Trust Co's Asset Turnover for the quarter that ended in Dec. 2025 was 0.04.

Hamlin Bank and Trust Co  (OTCPK:HMLN) Total Assets Explanation

Total Assets is connected with ROA %.

Hamlin Bank and Trust Co's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=6.875/( (435.417+481.273)/ 2 )
=6.875/458.345
=1.50 %

Note: The Net Income data used here is one times the annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Hamlin Bank and Trust Co's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=20.615/( (435.417+481.273)/ 2 )
=20.615/458.345
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Hamlin Bank and Trust Co Total Assets Related Terms

Hamlin Bank and Trust Co Total Assets Historical Data

* Premium members only.

The historical data trend for Hamlin Bank and Trust Co's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hamlin Bank and Trust Co Total Assets Chart

Hamlin Bank and Trust Co Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 462.84 444.50 437.73 435.42 481.27

Hamlin Bank and Trust Co Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 462.84 444.50 437.73 435.42 481.27
HMLN
71GF Score
Hamlin Bank and Trust Co HMLN
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hamlin Bank and Trust Co Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Hamlin Bank and Trust Co's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=97.176+384.097
=481.27

Hamlin Bank and Trust Co's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=97.176+384.097
=481.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $481.27 Mil mean?
Hamlin Bank and Trust Co (HMLN) has a Total Assets of $481.27 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Hamlin Bank and Trust Co and its competitors.
Is Hamlin Bank and Trust Co's Total Assets too high?
Hamlin Bank and Trust Co's current Total Assets is $481.27 Mil. Overall, Hamlin Bank and Trust Co has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hamlin Bank and Trust Co's Total Assets compare to SOBS and BKOR?
Hamlin Bank and Trust Co's Total Assets of $481.27 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Hamlin Bank and Trust Co and its competitors. Hamlin Bank and Trust Co's current Total Assets is $481.27 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamlin Bank and Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Hamlin Bank and Trust Co (HMLN) is currently considered Modestly Undervalued. The stock's GF Value™ is $273.02, compared to a current price of $240.00 — trading 12.1% below its estimated fair value. The current Total Assets is $481.27 Mil. Hamlin Bank and Trust Co's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Hamlin Bank and Trust Co (HMLN), the current Total Assets is $481.27 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued. The current stock price of $240.00 is trading 12.1% below its estimated GF Value™ of $273.02. GuruFocus considers Hamlin Bank and Trust Co to be Modestly Undervalued.

Key valuation signals for HMLN:

  • Total Assets: $481.27 Mil
  • GF Value™: $273.02 vs. price of $240.00 (12.1% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hamlin Bank and Trust Co Business Description

Address 333 West Main Street, PO Box 367, Smethport, PA, USA, 16749
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
71GF Score

Get the complete analysis for HMLN

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$240.00
Price
$273.02
GF Value