HMLN (Hamlin Bank and Trust Co) Quality Rank


HMLN Hamlin Bank and Trust Co HMLN
69 GF Score
Price $241.00
GF Value $274.44
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Hamlin Bank and Trust Co Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Hamlin Bank and Trust Co Quality Rank Related Terms

HMLN
69GF Score
Hamlin Bank and Trust Co HMLN
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Hamlin Bank and Trust Co (HMLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hamlin Bank and Trust Co stock appears to be undervalued. The current stock price of $241.00 is trading 12.2% below its estimated GF Value™ of $274.44. GuruFocus considers Hamlin Bank and Trust Co to be Modestly Undervalued.

Key valuation signals for HMLN:

  • Quality Rank:
  • GF Value™: $274.44 vs. price of $241.00 (12.2% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the HMLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hamlin Bank and Trust Co Business Description

Address 333 West Main Street, PO Box 367, Smethport, PA, USA, 16749
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. The Banks principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, as well as interest on investment securities and a variety of deposit and trust services provided to its customers.
69GF Score

Get the complete analysis for HMLN

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$241.00
Price
$274.44
GF Value