Abbey Bank (NSA:ABBEYBANK) Book Value per Share: ₦0.83 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:ABBEYBANK Abbey Bank PLC NSA:ABBEYBANK
36 GF Score
Price ₦7.70
GF Value ₦5.75
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Abbey Bank Book Value per Share?

Abbey Bank NSA:ABBEYBANK +10.00% 36 Book Value per Share is ₦0.83 as of Dec. 2025. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 36/100 and a GF Value™ of ₦5.75 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Abbey Bank's book value per share for the quarter that ended in Dec. 2025 was ₦0.83.

During the past 12 months, Abbey Bank's average Book Value Per Share Growth Rate was 16.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 12.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 13.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Abbey Bank was 17.60% per year. The lowest was -27.50% per year. And the median was -5.70% per year.

Abbey Bank's current price is ₦7.70. Its book value per share for the quarter that ended in Dec. 2025 was ₦0.83. Hence, today's PB Ratio of Abbey Bank is 9.33.

During the past 10 years, the highest P/B Ratio of Abbey Bank was 18.12. The lowest was 0.66. And the median was 1.83.


Abbey Bank  (NSA:ABBEYBANK) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Abbey Bank Book Value per Share Related Terms


Abbey Bank Book Value per Share Historical Data

* Premium members only.

The historical data trend for Abbey Bank's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abbey Bank Book Value per Share Chart

Abbey Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 0.59 0.66 0.71 0.83

Abbey Bank Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 0.59 0.66 0.71 0.83

NSA:ABBEYBANK vs USB, PNC: Book Value per Share Comparison

For the Banks - Regional subindustry, Abbey Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abbey Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Abbey Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Abbey Bank's PB Ratio falls into.


NSA:ABBEYBANK
36GF Score
Abbey Bank PLC NSA:ABBEYBANK
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abbey Bank Book Value per Share Calculation

Abbey Bank's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(10,787-0)/13,083
=0.82

Abbey Bank's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(10,787-0)/13,083
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of ₦0.83 mean?
Abbey Bank (NSA:ABBEYBANK) has a Book Value per Share of ₦0.83 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Abbey Bank and its competitors.
Is Abbey Bank's Book Value per Share too high?
Abbey Bank's current Book Value per Share is ₦0.83. Overall, Abbey Bank has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Bank's Book Value per Share compare to USB and PNC?
Abbey Bank's Book Value per Share of ₦0.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Abbey Bank and its competitors. Abbey Bank's current Book Value per Share is ₦0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.75, compared to a current price of ₦7.70 — trading 33.9% above its estimated fair value. The current Book Value per Share is ₦0.83. Abbey Bank's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Abbey Bank (NSA:ABBEYBANK), the current Book Value per Share is ₦0.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abbey Bank (NSA:ABBEYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Abbey Bank stock appears to be overvalued. The current stock price of ₦7.70 is trading 33.9% above its estimated GF Value™ of ₦5.75. GuruFocus considers Abbey Bank to be Significantly Overvalued.

Key valuation signals for NSA:ABBEYBANK:

  • Book Value per Share: ₦0.83
  • GF Value™: ₦5.75 vs. price of ₦7.70 (33.9% above fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abbey Bank Business Description

Address No 23, Karimu Kotun Street, Victoria Island, Lagos, NGA
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
36GF Score

Get the complete analysis for NSA:ABBEYBANK

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.70
Price
₦5.75
GF Value