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Abbey Mortgage BankNSA:ABBEYBANK +3.30%35 Dividend Payout Ratio is 0.28 as of Dec. 2025, which is at its 10-year median of 0.28. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 35/100 and a GF Value™ of ₦5.61 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,171 Banks companies, Abbey Mortgage Bank ranks better than 60.72% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Abbey Mortgage Bank's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.28.
The historical rank and industry rank for Abbey Mortgage Bank's Dividend Payout Ratio or its related term are showing as below:
NSA:ABBEYBANK'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.28 Med: 0.28 Max: 0.28
Current: 0.28
During the past 10 years, the highest Dividend Payout Ratio of Abbey Mortgage Bank was 0.28. The lowest was 0.28. And the median was 0.28.
NSA:ABBEYBANK's Dividend Payout Ratio is ranked better than 60.72% of 1171
companies
in the Banks industry
Industry Median: 0.32
vs NSA:ABBEYBANK: 0.28
During the past 12 months, Abbey Mortgage Bank's average Dividends Per Share Growth Rate was 93.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Abbey Mortgage Bank (NSA:ABBEYBANK) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Abbey Mortgage Bank Dividend Payout Ratio Related Terms
Abbey Mortgage Bank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Abbey Mortgage Bank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ABBEYBANK vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Abbey Mortgage Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abbey Mortgage Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Abbey Mortgage Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Abbey Mortgage Bank's Dividend Payout Ratio falls into.
Abbey Mortgage Bank Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Abbey Mortgage Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abbey Mortgage Bank (NSA:ABBEYBANK) has a Dividend Payout Ratio of 0.28 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Abbey Mortgage Bank and its competitors. This is near median its historical median of 0.28. Over the past decade, Abbey Mortgage Bank's Dividend Payout Ratio has ranged from 0.28 to 0.28. According to the industry distribution chart, Abbey Mortgage Bank ranks #460 out of 1171 companies in the Banks industry, placing it in the top 39.3%.
Is Abbey Mortgage Bank's Dividend Payout Ratio too high?
Abbey Mortgage Bank's current Dividend Payout Ratio of 0.28 is near median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.28. The Banks industry median Dividend Payout Ratio is 0.32. Abbey Mortgage Bank's value of 0.28 is 12.5% below this industry median. Based on the distribution chart, Abbey Mortgage Bank ranks #460 out of 1171 companies in the Banks industry, which is above the industry midpoint. Overall, Abbey Mortgage Bank has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Mortgage Bank's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Abbey Mortgage Bank ranks #460 out of 1171 companies for Dividend Payout Ratio. This puts Abbey Mortgage Bank in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Abbey Mortgage Bank's value of 0.28 is 12.5% below this benchmark. Historically, Abbey Mortgage Bank's own Dividend Payout Ratio has ranged from 0.28 to 0.28 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.32, Abbey Mortgage Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abbey Mortgage Bank's current Dividend Payout Ratio of 0.28 is 12.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Abbey Mortgage Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Mortgage Bank's current Dividend Payout Ratio is 0.28, which is near median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Mortgage Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.61, compared to a current price of ₦9.40 — trading 67.6% above its estimated fair value. The current Dividend Payout Ratio is 0.28, which is near median its 10-year median of 0.28 and 12.5% below the Banks industry median of 0.32. Abbey Mortgage Bank's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Abbey Mortgage Bank (NSA:ABBEYBANK), the current Dividend Payout Ratio is 0.28 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abbey Mortgage Bank (NSA:ABBEYBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Abbey Mortgage Bank stock appears to be overvalued.
The current stock price of ₦9.40 is trading 67.6% above its estimated GF Value™ of ₦5.61.
GuruFocus considers Abbey Mortgage Bank to be Significantly Overvalued.
Key valuation signals for NSA:ABBEYBANK:
Dividend Payout Ratio: 0.28 (near median its 10-year median of 0.28)
GF Value™: ₦5.61 vs. price of ₦9.40 (67.6% above fair value)
Industry Position: 12.5% below the Banks median (#460 of 1171)
No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
35GF Score
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