Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Abbey Mortgage Bank's FCF Margin % or its related term are showing as below:
NSA:ABBEYBANK'
s FCF Margin % Range Over the Past 10 Years
Min: -607.6 Med: -37.94 Max: 488.76
Current: -224.68
During the past 10 years, the highest FCF Margin % of Abbey Mortgage Bank was 488.76%. The lowest was -607.60%. And the median was -37.94%.
NSA:ABBEYBANK's FCF Margin % is ranked worse than 97% of 1502
companies
in the Banks industry
Industry Median: 26.605
vs NSA:ABBEYBANK: -224.68
Abbey Mortgage Bank FCF Margin % Related Terms
Abbey Mortgage Bank FCF Margin % Historical Data
* Premium members only.
The historical data trend for Abbey Mortgage Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ABBEYBANK vs PNC, USB: FCF Margin % Comparison
For the Banks - Regional subindustry, Abbey Mortgage Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abbey Mortgage Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Abbey Mortgage Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Abbey Mortgage Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abbey Mortgage Bank (NSA:ABBEYBANK) has a FCF Margin % of -224.68% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Abbey Mortgage Bank and its competitors. According to the industry distribution chart, Abbey Mortgage Bank ranks #1457 out of 1502 companies in the Banks industry, placing it in the top 97%.
Is Abbey Mortgage Bank's FCF Margin % too high?
Abbey Mortgage Bank's current FCF Margin % is -224.68%. Based on the distribution chart, Abbey Mortgage Bank ranks #1457 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abbey Mortgage Bank has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Mortgage Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Abbey Mortgage Bank ranks #1457 out of 1502 companies for FCF Margin %. This places Abbey Mortgage Bank in the lower half of its industry. The industry median FCF Margin % is 26.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Abbey Mortgage Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Mortgage Bank's current FCF Margin % is -224.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Mortgage Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.61, compared to a current price of ₦9.40 — trading 67.6% above its estimated fair value. The current FCF Margin % is -224.68%. Abbey Mortgage Bank's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Abbey Mortgage Bank (NSA:ABBEYBANK), the current FCF Margin % is -224.68% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abbey Mortgage Bank (NSA:ABBEYBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Abbey Mortgage Bank stock appears to be overvalued.
The current stock price of ₦9.40 is trading 67.6% above its estimated GF Value™ of ₦5.61.
GuruFocus considers Abbey Mortgage Bank to be Significantly Overvalued.
Key valuation signals for NSA:ABBEYBANK:
FCF Margin %: -224.68%
GF Value™: ₦5.61 vs. price of ₦9.40 (67.6% above fair value)
No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
35GF Score
Get the complete analysis for NSA:ABBEYBANK
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:ABBEYBANK has been successfully added to your 
